422 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 422 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,628 sqft · built 2021
Lot Size	0.423 acres (18,425 sqft)
Owner	2 Individuals on Record
Last Sale	$775,000 (Mar 2023)
Tax Bill	$6,790 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-398968`

Property Details

APN / Parcel Number

Primary APN	`01-398968`
Alternative APN	`398968`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,628 sqft Total Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,425 sqft (0.423 acres)
Garage Type	Built-in
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	160 sqft
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	398968
Street Address	422 SPRUCE PINE RD
City	ABINGDON
State	MD
Zip	21009-2765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 66 18425 SF 422 SPRUCE PINE ROAD LAUREL RIDGE 144/18
Legal Subdivision	LAUREL RDG
Legal Lot Number	66
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3000
Census Tract	301108

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed, Transfer · VA Mortgage NAVY FCU
Jun 14, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 9, 2019	Loan Modification, Mortgage NORMAN B HOOKER
Mar 28, 2018	Loan Modification, Mortgage NORMAN B HOOKER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on Record
Deed Sale	Mar 20, 2023 · Amount on Record
Prior Sale	Jun 14, 2021 · Amount on Record
Deed Book / Page	15851 / 462
Last Transfer Date	Aug 15, 2025
Transfer Doc	0167750136
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 20, 2023
Property Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0158510462
Book / Page	15851 / 462
Map Reference	MB 144 FO 18
Instrument Date	Feb 27, 2023
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	CASTLE R/E TITLE LLC, CASTLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765

Mortgage

Document Number	0158510469
Date	Mar 20, 2023
Instrument	15851-0469

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 14, 2021
Property Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0148270358
Book / Page	14827 / 358
Map Reference	MB 144 FO 18
Instrument Date	Apr 15, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765

Mortgage

Document Number	0014827364
Date	Jun 14, 2021
Instrument	14827/364

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Recording Date	Jan 9, 2019
Property Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0131190301
Book / Page	013119 / 000301
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	703 DOWERS RD ABINGDON MD 210091571, ABINGDON, MD 21009-1571

Mortgage

Document Number	131190301
Date	Jan 9, 2019
Book Page	013119/000301

Lender

Name	NORMAN B HOOKER

Agreement

Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Recording Date	Mar 28, 2018
Property Address	422 SPRUCE PINE RD, ABINGDON, MD 21009-2765
Document Number	0127530159
Book / Page	012753 / 000159
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership

Mortgage

Document Number	127530159
Date	Mar 28, 2018
Book Page	012753/000159

Lender

Name	NORMAN B HOOKER

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$771,700 (+6.86%) Land $173,500 Building $598,200	$771,700 (-) Land $173,500 Building $598,200
2025		$722,133 (+15.91%)	$771,700 (+23.87%) Land $173,500 Building $598,200
2023	$6,790.00	$623,000 Land $173,500 Building $449,500	$623,000 Land $173,500 Building $449,500
2022	$6,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Pine Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures