422 Spring St, Belvidere, NJ 07823 Property Records

Warren County and Belvidere Town property record for 422 Spring St, Belvidere, NJ 07823

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1950
Lot Size	0.292 acres (12,702 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 2014)
Tax Bill	$6,264 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-00025-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`03-00025-0000-00025`
Alternative APNs	`030002500025` `5908`

Interior

Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	12,702 sqft (0.292 acres)
Lot Dimensions	254 ft deep x 50 ft wide

Location & Zoning

Account Number	5908
Street Address	422 SPRING ST
City	BELVIDERE
State	NJ
Zip	07823-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Block	25
Legal Lot Number	25
Jurisdiction	WARREN NJ
Township / Civil Division	BELVIDERE
Census Block Group	3
Census Block	3013
Census Tract	31700

Owner

Source: Warren County and Belvidere Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 SPRING ST, BELVIDERE, NJ 07823-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Mar 30, 2018	Loan Modification, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Deed Document Number	2014426156
Deed Book / Page	2553 / 44
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Jun 12, 2026
Property Address	422 SPRING ST, BELVIDERE, NJ 07823-1411
Document Number	0000637942
Book / Page	7914 / 150
Instrument Date	May 29, 2026
Instrument	2026637942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SPRING ST, BELVIDERE, NJ 07823-1411

Mortgage

Document Number	0000637942,
Date	Jun 12, 2026
Book Page	7914/150
Instrument	2026637942

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	9.54%
Max Rate	-1%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN NJ
Property Address	422 SPRING ST, BELVIDERE, NJ 07823-1411
Document Number	0000491070
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SPRING ST BELVIDERE NJ 078231411, BELVIDERE, NJ 07823-1411

Mortgage

Document Number	0000491070
Date	Apr 9, 2018
Book Page	006567/000158
Instrument	491070

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 8, 2058

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Warren County and Belvidere Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Belvidere Town
Unified School District	Belvidere Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,700 (-) Land $50,500 Building $139,200	$189,700 (-) Land $50,500 Building $139,200
2025	$6,264.00 (+3.74%)	$189,700 (-) Land $50,500 Building $139,200	$189,700 (-) Land $50,500 Building $139,200
2024	$6,038.00 (+12%)
2023		$189,700 Land $50,500 Building $139,200	$189,700 Land $50,500 Building $139,200
2022	$5,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	50 (1996–2011)
Claims Outside the SFHA	18 of 50
Most Recent Claim	Sep 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2006 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - BELVIDERE private · serves 2,854 people · EPA ID NJ2103001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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