422 Somerset St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 422 Somerset St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,605 sqft · built 1941
Lot Size	0.258 acres (11,221 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2018)
Tax Bill	$10,836 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00052-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`04-00052-0000-00002`
Alternative APN	`040005200002`

Interior

Stories	2 Stories
Building Area	1,605 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	11,221 sqft (0.258 acres)
Lot Dimensions	132 ft deep x 85 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	422 SOMERSET ST
City	BOUND BROOK
State	NJ
Zip	08805-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OB
Legal Block	52
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1008
Census Tract	51100

Owner

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 SOMERSET ST, BOUND BROOK, NJ 08805-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on Record
Deed Sale	Dec 26, 2018 · Amount on Record
Prior Sale	May 10, 2012 · Amount on Record
Deed Document Number	201847556
Deed Book / Page	7091 / 450
Record Updated	Oct 29, 2026

December 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 26, 2018
Property Address	422 SOMERSET ST, BOUND BROOK, NJ 08805-2045
Document Number	0000047556
Book / Page	7091 / 0450
Instrument Date	Dec 18, 2018
Instrument	2018047556
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,793.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1505 MAIN ST, 1505, STRATFORD, CT 06615-7057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SOMERSET ST, BOUND BROOK, NJ 08805-2045

Mortgage

Document Number	0000047557
Date	Dec 26, 2018
Instrument	2018047557

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$544,200 (+10.84%) Land $267,500 Building $276,700	$544,200 (+10.84%) Land $267,500 Building $276,700
2025	$10,836.00 (+2.93%)	$491,000 (+13.34%) Land $237,500 Building $253,500	$491,000 (+13.34%) Land $237,500 Building $253,500
2024	$10,528.00 (+2.81%)
2023		$433,200 Land $192,500 Building $240,700	$433,200 Land $192,500 Building $240,700
2022	$10,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	434 (1979–2025)
Claims Outside the SFHA	76 of 434
Most Recent Claim	Jul 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 95 claims Severe Storms And Flooding, Mar 2010 · 133 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, Xfinity.

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