Suffolk County and Islip Town property record for 422 Smith St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Dec 2022) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 142.-9-105 |
| Primary APN | 472889 142.-9-105 |
|---|---|
| Alternative APNs |
|
| Lot Area | 1,307 sqft (0.03 acres) |
|---|
| Account Number | 173905 |
|---|---|
| Street Address | 422 SMITH ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDDMF |
| Legal Description | EDZ N024H00000000 |
| Legal Subdivision | PARK ROW TOWNHOMES SECTION IV |
| Legal Block | 2000 |
| Legal Lot Number | 900 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 146300 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 422 SMITH ST, CENTRAL ISLIP, NY 11722-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2022 | Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Apr 23, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT |
| Sep 27, 2017 | Loan Modification, Mortgage · FHA Mortgage MB FIN'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2022 · Amount on Record |
| Deed Sale | Dec 10, 2022 · Amount on Record |
| Prior Sale | Aug 27, 2013 · Amount on Record |
| Deed Book / Page | 13181 / 520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 10, 2022 |
| Property Address | 422 SMITH ST, CENTRAL ISLIP, NY 11722-3724 |
| Document Number | 0131810520 |
| Book / Page | 13181 / 520 |
| Instrument Date | Oct 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 HILLTOP AVE, CENTEREACH, NY 11720 |
| Document Number | 0023467121 |
|---|---|
| Date | Dec 10, 2022 |
| Instrument | 23467/121 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 422 SMITH ST, CENTRAL ISLIP, NY 11722-3724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229190467 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 22919/467 |
| Instrument | 18-0073811 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | May 1, 2046 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 422 SMITH ST, CENTRAL ISLIP, NY 11722-3724 |
| Document Number | 0229170457 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 422 SMITH ST CENTRAL ISLIP NY 117223724, CENTRAL ISLIP, NY 11722-3724 |
| Document Number | 0229170457 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 022917/000457 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,400 (-) Land $6,400 Building $24,000 | ||
| 2024 | $428,169 (+2.54%) Land $90,141 Building $338,028 | ||
| 2023 | $30,400 (-) Land $6,400 Building $24,000 | $417,582 (+13.74%) Land $87,912 Building $329,670 | |
| 2022 | Homeowner's exemption | $30,400 Land $6,400 Building $24,000 | $367,150 Land $77,295 Building $289,855 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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