422 Shoemaker Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 422 Shoemaker Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,382 sqft · built 1999
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$7,204 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-27-013-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-27-013-001.000-018`
Alternative APN	`1609270013001000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,382 sqft Living Area
1st Floor Area	1,699 sqft
2nd Floor Area	1,438 sqft
Attic	Attic
Attic Area	660 sqft
Basement Area	1,699 sqft
Finished Basement	1,245 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	158 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1609270013001000
Street Address	422 SHOEMAKER DR
City	CARMEL
State	IN
Zip	46032-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .36, SECTION 27, TOWNSHIP 18, RANGE 3, SPRING FARMS, SECTION 1, LOT 1
Legal Range	03
Legal Township	18
Legal Section	27
Legal Subdivision	SPRING FARMS
Legal Block	1
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3001
Census Tract	110909

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2015
Deed Sale	May 7, 2015
Deed Document Number	2015021564
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792

Mortgage

Document Number	0000005462
Date	Feb 11, 2026
Instrument	2026005462

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013904
Date	Feb 22, 2021
Instrument	2021013904

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021078705
Date	Oct 29, 2021
Instrument	2021078705

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005116
Date	Feb 3, 2017
Instrument	2017005116

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048504
Date	Oct 3, 2019
Instrument	2019048504

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	422 SHOEMAKER DR, CARMEL, IN 46032-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028692
Date	May 15, 2020
Instrument	2020028692

Lender

Name	MJW FINANCIAL LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$612,900 (-3.13%) Land $128,300 Building $484,600	$612,900 (-3.13%) Land $128,300 Building $484,600
2024	$7,204.00 (+32.43%)	$632,700 (+27.1%) Land $128,300 Building $504,400	$632,700 (+27.1%) Land $128,300 Building $504,400
2023	$5,440.00 (+8.39%) Homeowner's exemption	$497,800 (+13.06%) Land $128,300 Building $369,500	$497,800 (+13.06%) Land $128,300 Building $369,500
2022	$5,019.00 Homeowner's exemption	$440,300 Land $75,700 Building $364,600	$440,300 Land $75,700 Building $364,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon, Xfinity.

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