422 Seaview Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 422 Seaview Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 7,640 sqft · built 2007
Lot Size	0.609 acres (26,528 sqft)
Owner	2 Individual Names on File
Last Sale	$7,424,500 (Jan 2026)
Tax Bill	$67,188 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-104-40`

Property Details

APN / Parcel Number

Primary APN	`043-104-40`
Alternative APNs	`043-104-40-000` `04310446000`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Building Area	7,640 sqft Living Area
Gross Area	8,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	26,528 sqft (0.609 acres)
Terrain	Combination
View / Lot	Ocean
Garage Type	Attached
Garage Area	787 sqft
Parking Spaces	3 Parking Spaces
Deck Area	751 sqft
Patio Area	751 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 SEAVIEW DR
City	APTOS
State	CA
Zip	95003-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	APTOS BEACH CC PROPERTIES
Legal Block	87
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1001
Census Tract	122205

Owner

Source: Santa Cruz County records · APN 043-104-40

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 SEAVIEW DR, APTOS, CA 95003-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Oct 27, 2003 · Amount on Record
Deed Document Number	20261666
Prior Transfer Date	May 24, 2011
Prior Transfer Doc	0000022004
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 26, 2026
Property Address	422 SEAVIEW DR, APTOS, CA 95003-5116
Document Number	0000001666
Map Reference	MB 23 PG 35
Instrument Date	Jan 16, 2026
Instrument	2026-0001666
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,166.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	422 SEAVIEW DR, APTOS, CA 95003-5116

Mortgage

Document Number	0000001667
Date	Jan 26, 2026
Instrument	2026-0001667

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.4%
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.4%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.4%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,916,692 (+2%) Land $3,770,610 Building $2,146,082
2025	$67,188.00 (+8.94%)	$5,800,678 (+4.04%) Land $3,696,676 Building $2,104,002
2023	$61,675.00 (+1.81%)	$5,575,432 Land $3,553,130 Building $2,022,302	$5,675,130
2022	$60,577.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Cost	Premium on Record median of 62 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	21 (1998–2023)
Most Recent Claim	Dec 2023, tidal / storm surge
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 712 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Surfnet Communications	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Etheric Communications, LLC., Cruzio Internet, AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.