422 S Yale St, Vermillion, SD 57069 Property Records

Clay County property record for 422 S Yale St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,539 sqft · built 1999
Lot Size	0.223 acres (9,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Jul 2023)
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15280-07700-100-00`

Property Details

APN / Parcel Number

Primary APN	`15280-07700-100-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,539 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	907 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	9,720 sqft (0.223 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 S YALE ST
City	VERMILLION
State	SD
Zip	57069-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF 9 & ALL 10 BLK 77 EAST VERMILLION
Legal Subdivision	EAST VERMILLION ADDITION
Legal Block	77
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	1
Census Block	1063
Census Tract	965900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Jolley Historic District listed 2022 · 264 contributing resources · NRIS 100008377

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 S YALE ST, VERMILLION, SD 57069-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 9, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 9, 2023	Warranty Deed, Transfer · VA Mortgage FLANAGAN STATE BANK
May 15, 2019	Warranty Deed, Transfer · VA Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Transfer Doc	000074/585
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	422 S YALE ST, VERMILLION, SD 57069-3128
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S YALE ST, VERMILLION, SD 57069-3128

Mortgage

Document Number	0MT148/430
Date	Nov 18, 2024
Book Page	MT148/430
Instrument	A20241353

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CLAY SD
Recording Date	Aug 9, 2023
Property Address	422 S YALE ST, VERMILLION, SD 57069-3128
Document Number	0000M51/93
Book / Page	M51 / 93
Instrument Date	Aug 2, 2023
Instrument	20230547
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Aug 9, 2023
Property Address	422 S YALE ST, VERMILLION, SD 57069-3128
Document Number	000D83/391
Book / Page	D83 / 391
Instrument Date	Aug 2, 2023
Instrument	20230548
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1026 S CRAWFORD RD # RD205, RD205, VERMILLION, SD 57069-3486

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	422 S YALE ST, VERMILLION, SD 57069-3128

Mortgage

Document Number	0020230549
Date	Aug 9, 2023
Instrument	20230549

Lender

Name	FLANAGAN STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	May 15, 2019
Property Address	422 S YALE ST, VERMILLION, SD 57069-3128
Document Number	000D81/026
Book / Page	D81 / 026
Instrument Date	Apr 20, 2019
Instrument	140732
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	422 S YALE ST, VERMILLION, SD 57069-3128

Mortgage

Document Number	0000140733
Date	May 15, 2019
Instrument	140733

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,187.00 (+8.85%)	$344,359 (+30.21%) Land $19,634 Building $324,725
2024	$5,684.00 (+2.8%)
2023	$5,529.00 (+9.72%)	$264,468 Land $16,232 Building $248,236
2022	$5,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Santel.

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