422 S Willow Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 422 S Willow Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 604 sqft · built 1950
Lot Size	0.133 acres (5,807 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Apr 2020)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-102-009-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-102-009-000`
Alternative APN	`37358`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	604 sqft Finished Area
1st Floor Area	604 sqft
Basement Area	604 sqft
Finished Basement	200 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	37358
Street Address	422 S WILLOW AVE
City	SIOUX FALLS
State	SD
Zip	57104-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 1 JACOBSON PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	JACOBSON PARK ADDN
Legal Block	1
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2003
Census Tract	900

Owner

422 S Willow Ave is owned and occupied by an individual who bought it in April 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	422 S WILLOW AVE, SIOUX FALLS, SD 57104-4015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Apr 3, 2020	Warranty Deed, Transfer · FHA Mortgage CU MORTGAGE DIRECT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Jul 7, 2014 · Amount on File
Deed Book / Page	595-D / 251
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	422 S WILLOW AVE, SIOUX FALLS, SD 57104-4015
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1881MTG/95
Date	Apr 3, 2020
Book Page	1881 MTG/95

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 3, 2020
Property Address	422 S WILLOW AVE, SIOUX FALLS, SD 57104-4015
Document Number	595DEED/251
Book / Page	595 DEED / 251
Instrument Date	Apr 2, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 TROY AVE, 510, HARRISBURG, SD 57032-2097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S WILLOW AVE, SIOUX FALLS, SD 57104-4015

Mortgage

Document Number	1881MTG/93
Date	Apr 3, 2020
Book Page	1881 MTG/93

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company
Address	SIOUX FALLS, SD 57108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 422 S Willow Ave was $2,253.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,877 (-1.1%) Land $25,813 Building $138,064	$163,877 Land $25,813 Building $138,064
2025	$2,253.00	$165,700 (+15.55%) Land $26,100 Building $139,600
2024	$2,253.00	$143,400 Land $26,100 Building $117,300
2022	$1,854.00	$122,200 Land $27,200 Building $95,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 S Willow Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 422 S Willow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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