422 S Maple Ave, Royal Oak, MI 48067 Property Records

Oakland County property record for 422 S Maple Ave, Royal Oak, MI 48067

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,451 sqft · built 1909
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Nov 2020)
Tax Bill	$4,275 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-21-210-019`

Property Details

APN / Parcel Number

Primary APN	`72-25-21-210-019`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,451 sqft Living Area
1st Floor Area	747 sqft
Basement Area	622 sqft
Unfinished Basement	747 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	115 ft deep x 46 ft wide
Garage Area	255 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	422 S MAPLE AVE
City	ROYAL OAK
State	MI
Zip	48067-5206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 21 RICHARDS SUB LOT 2
Legal Range	11E
Legal Township	01N
Legal Section	21
Legal Subdivision	RICHARDS
Legal Lot Number	2
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1012
Census Tract	184500

Owner

422 S Maple Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION
Dec 20, 2023	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 4, 2020	Warranty Deed, Transfer TITLE ONE INC
Sep 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Deed Document Number	2020229039
Deed Book / Page	55105 / 82
Prior Transfer Date	Sep 1, 2020
Prior Transfer Doc	0000176287
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 21, 2026
Property Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Document Number	0000068503
Book / Page	61214 / 500
Instrument Date	May 14, 2026
Instrument	202668503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206

Mortgage

Document Number	0000068503,
Date	May 21, 2026
Book Page	61214/500
Instrument	202668503

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 14, 2046

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206

Mortgage

Document Number	0000137302
Date	Dec 20, 2023
Book Page	59074/66
Instrument	137302

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206

Mortgage

Document Number	0000315144
Date	Feb 8, 2022
Book Page	57422/16
Instrument	315144

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 OBISPO AVER #8 8, 8, LONG BEACH, CA 90814

Mortgage

Document Number	0000220527
Date	Oct 23, 2020
Book Page	55046/292
Instrument	220527

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 4, 2020
Property Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Document Number	0000229039
Book / Page	55105 / 82
Map Reference	LB 13 PG 20
Instrument Date	Oct 15, 2020
Instrument	229039
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 S MAPLE AVE, 422, ROYAL OAK, MI 48067-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 1, 2020
Property Address	422 S MAPLE AVE, ROYAL OAK, MI 48067-5206
Document Number	0000176287
Book / Page	054756 / 000811
Instrument Date	Sep 1, 2020
Instrument	176287
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1041 VINSETTA BIVA ROYAL OAK MI 48067, ROYAL OAK, MI 48067

Tax Assessment & Valuation

The 2025 property tax bill for 422 S Maple Ave was $4,275 with a homeowner's exemption, down 22.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,275.00 (-22.07%) Homeowner's exemption	$154,530	$309,060
2024	$5,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 S Maple Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 422 S Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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