Surry County property record for 422 S Main St, Dobson, NC 27017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1941 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Sep 2025) |
| Tax Bill | $2,395 (2026) |
| Deeds & Mortgages | Feb 2023 Refinance Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4996-10-35-5430 |
| Primary APN | 4996-10-35-5430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Width | 92 ft Width |
| Garage Type | Mixed |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 100133361 |
|---|---|
| Street Address | 422 S MAIN ST |
| City | DOBSON |
| State | NC |
| Zip | 27017-8430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 422 S MAIN ST |
| Legal Subdivision | DOBSON-S MAIN/N MAIN RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | DOBSON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 931002 |
422 S Main St is owned and occupied by two individuals who bought it in September 2025.
Source: Surry County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Sep 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Aug 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Apr 24, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on File |
| Deed Sale | Sep 19, 2025 · Amount on File |
| Prior Sale | Aug 21, 2024 · Amount on File |
| Deed Document Number | 2025727814 |
| Deed Book / Page | 1947 / 599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001844/777 |
|---|---|
| Date | Feb 9, 2023 |
| Book Page | 1844/777 |
| Instrument | 702922 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Sep 19, 2025 |
| Property Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 001947/599 |
| Book / Page | 1947 / 599 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 727814 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0000727815 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 727815 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Aug 21, 2024 |
| Property Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 001904/497 |
| Book / Page | 1904 / 497 |
| Instrument Date | Aug 8, 2024 |
| Instrument | 717929 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0000717930 |
|---|---|
| Date | Aug 21, 2024 |
| Instrument | 717930 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SURRY NC |
| Recording Date | Apr 24, 2019 |
| Property Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0001666/28 |
| Book / Page | 1666 / 28 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 662632 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 S MAIN ST, DOBSON, NC 27017-8430 |
| Document Number | 0001666/30 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 1666/30 |
| Instrument | 662633 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 422 S Main St was $2,395, up 14% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Municipality | Dobson Town |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,395.00 (+14.05%) | $125,400 (-42.12%) Land $13,000 Building $112,400 | $125,400 (-42.12%) Land $13,000 Building $112,400 |
| 2025 | $2,100.00 (+63.93%) | $216,650 (+72.77%) Land $13,000 Building $203,650 | $216,650 (+72.77%) Land $13,000 Building $203,650 |
| 2024 | $1,281.00 (+85.12%) | $125,400 (-) Land $13,000 Building $112,400 | $125,400 (-) Land $13,000 Building $112,400 |
| 2023 | $692.00 | $125,400 Land $13,000 Building $112,400 | $125,400 Land $13,000 Building $112,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 422 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DOBSON serves 2,615 people · EPA ID NC0286030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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