422 S Elder St, Buffalo, MO 65622 Property Records

Dallas County property record for 422 S Elder St, Buffalo, MO 65622

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,648 sqft · built 1970
Lot Size	0.251 acres (10,945 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Oct 2022)
Tax Bill	$598 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-8.0-27-001-004-066.000`

Property Details

APN / Parcel Number

Primary APN	`09-8.0-27-001-004-066.000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,648 sqft Base Area
1st Floor Area	1,648 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	10,945 sqft (0.251 acres)
Lot Dimensions	136 ft deep x 80 ft wide
Utility Building	140 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	422 S ELDER ST
City	BUFFALO
State	MO
Zip	65622-5428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BISON HEIGHTS 2ND ADDITION; LOT SIZE: 80.01' X 137.74' IRR
Legal Range	20W
Legal Township	34N
Legal Section	27
Legal Subdivision	BISON HEIGHTS 2ND ADDITION
Legal Lot Number	12
Jurisdiction	DALLAS MO
Township / Civil Division	NORTH BENTON
Census Block Group	4
Census Block	4044
Census Tract	480200

Owner

Source: Dallas County assessment roll, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 S ELDER ST, BUFFALO, MO 65622-5428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Warranty Deed, Transfer · Conventional Mortgage OAKSTAR BANK NA
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2022 · Amount on Record
Deed Sale	Oct 26, 2022 · Amount on Record
Prior Sale	Nov 16, 2021 · Amount on Record
Deed Document Number	20223008
Deed Book / Page	2022 / 3008
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Oct 26, 2022
Property Address	422 S ELDER ST, BUFFALO, MO 65622-5428
Document Number	02022/3008
Book / Page	2022 / 3008
Instrument Date	Oct 25, 2022
Instrument	202203008
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 E MISSOURI ST APT D104, D104, BUFFALO, MO 65622-5472

Mortgage

Document Number	0202203009
Date	Oct 26, 2022
Instrument	202203009

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Nov 16, 2021
Property Address	422 S ELDER ST, BUFFALO, MO 65622-5428
Document Number	02021/3397
Book / Page	2021 / 3397
Instrument Date	Nov 15, 2021
Instrument	202103397
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S ELDER ST, BUFFALO, MO 65622-5428

Mortgage

Document Number	0202103398
Date	Nov 16, 2021
Instrument	202103398

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS MO
Property Address	422 S ELDER ST, BUFFALO, MO 65622-5428
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S ELDER ST, BUFFALO, MO 65622-5428

Mortgage

Document Number	2021/1943
Date	Jul 2, 2021
Book Page	2021/1943
Instrument	202101943

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65810

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2031

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS MO
Recording Date	Jun 1, 2020
Property Address	422 S ELDER ST, BUFFALO, MO 65622-5428
Document Number	02020/1184
Book / Page	2020 / 1184
Map Reference	MB 1 PG 25
Instrument Date	May 29, 2020
Instrument	202001184
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S ELDER ST, SPRINGFIELD, MO 65804

Mortgage

Document Number	0202001185
Date	Jun 1, 2020
Instrument	202001185

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dallas County
Municipality	Buffalo City
Unified School District	Dallas County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$598.00 (+7.36%)	$13,460 (+7%)	$70,800 (+6.95%) Land $10,400 Building $60,400
2023	$557.00	$12,580	$66,200 Land $10,400 Building $55,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO PWS serves 3,462 people · EPA ID MO5010114
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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