422 S Bruce St, Carnegie, OK 73015 Property Records

Caddo County property record for 422 S Bruce St, Carnegie, OK 73015

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,502 sqft · built 1970
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on Record
Last Sale$159,000 (Dec 2021)
Tax Bill$1,211 (2025)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19175

Property Details

APN / Parcel Number

Primary APN19175
Alternative APN
  • 1520-08-001-018-2-018-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,502 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeAttached
Garage Area540 sqft
PorchSlab
Porch Area413 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19175
Street Address422 S BRUCE ST
CityCARNEGIE
StateOK
Zip73015-9422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 18-21, BLK 1 HORN & NANCE
Legal SubdivisionHORN & NANCE
Legal Block1
Legal Lot Number18-21
JurisdictionCADDO OK
Township / Civil DivisionCARNEGIE
Census Block Group3
Census Block3013
Census Tract161800

Owner

Source: Caddo County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address422 S BRUCE ST, CARNEGIE, OK 73015-9422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleMar 1, 1993
Deed Document Number20216583
Deed Book / Page3213 / 468
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCADDO OK
Property Address422 S BRUCE ST, CARNEGIE, OK 73015-9422
Transaction TypeMortgage
Record UpdatedDec 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003235/775
DateAug 2, 2022
Book Page3235/775
Instrument202200004269
Lender
NameTHE SECURITY NATIONAL BANK OF ENID
TypeBank
AddressENID, OK 73701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCaddo County
MunicipalityCarnegie Town
Unified School DistrictCarnegie Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$14,046 (+3%) Land $715 Building $13,331$127,692 (-0.94%) Land $6,500 Building $121,192
2025$1,211.00 (-0.08%) Homeowner's exemption$13,637 (+3%) Land $715 Building $12,922$128,905 (-5.19%) Land $6,500 Building $122,405
2024$1,212.00 (+7.93%) Homeowner's exemption$13,240 (+3%) Land $715 Building $12,525$135,965 (+10.15%) Land $6,500 Building $129,465
2023$1,123.00 Homeowner's exemption$12,854 Land $715 Building $12,139$123,435 Land $6,500 Building $116,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCADDO CO RWD #3
serves 3,900 people · EPA ID OK2000816
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Carnegie Telephone Company
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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