422 S 4th St, Richmond, IN 47374 Property Records

Wayne County property record for 422 S 4th St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1880
Lot Size	0.036 acres (1,568 sqft)
Owner	Individual Name on File
Last Sale	$137,102 (May 2025)
Tax Bill	$1,058 (2024)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-99406-00`

Property Details

APN / Parcel Number

Primary APN	`029-99406-00`
Alternative APNs	`89-18-05-230-522.000-030` `500523052200029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	293 sqft
Unfinished Basement	293 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,568 sqft (0.036 acres)
Lot Dimensions	62 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500523052200029
Street Address	422 S 4TH ST
City	RICHMOND
State	IN
Zip	47374-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25 X 62 FT N S LOT 94 J S
Legal Subdivision	CITY OF RICHMOND
Legal Lot Number	94
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3010
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Richmond Historic District (Boundary Increase and Decrease) listed 2003 · 559 contributing resources · NRIS 03001319

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

422 S 4th St is owned and occupied by an individual who bought it in May 2025.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	422 S 4TH ST, RICHMOND, IN 47374-5410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2025	Special Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 22, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 22, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Jun 22, 2023
Deed Document Number	20253414
Prior Transfer Date	Oct 23, 2013
Prior Transfer Doc	2013010030
Record Updated	Sep 20, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	May 19, 2025
Property Address	422 S 4TH ST, RICHMOND, IN 47374-5410
Document Number	2025003414
Instrument Date	May 15, 2025
Instrument	2025003414
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S 4TH ST, RICHMOND, IN 47374-5410

Mortgage

Document Number	2025003415
Date	May 19, 2025
Instrument	2025003415

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 22, 2023
Property Address	422 S 4TH ST, RICHMOND, IN 47374-5410
Document Number	2023004676
Instrument Date	Jun 20, 2023
Instrument	2023004676
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 44, RICHMOND, IN 47375-0044

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 22, 2023
Property Address	422 S 4TH ST, RICHMOND, IN 47374-5410
Document Number	2023004675
Instrument Date	Jun 1, 2023
Instrument	2023004675
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 S 4TH ST, RICHMOND, IN 47374-5410

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,200 Land $4,900 Building $56,300	$61,200 Land $4,900 Building $56,300
2024	$1,058.00
2023		$46,400 (-1.07%) Land $3,700 Building $42,700	$46,400 (-1.07%) Land $3,700 Building $42,700
2022	$1,875.00 (+120.07%)	$46,900 Land $3,700 Building $43,200	$46,900 Land $3,700 Building $43,200
2021	$852.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 422 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 S 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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