422 Ruffin Dr, Galloway, OH 43119 Property Records

Franklin County property record for 422 Ruffin Dr, Galloway, OH 43119

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,454 sqft · built 2002
Lot Size0.132 acres (5,750 sqft)
OwnerCompany Name on File
Last Sale$259,800 (Jul 2021)
Tax Bill$3,531 (2024)
Deeds & MortgagesJul 2021 Sale
Sep 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN570-260817

Property Details

APN / Parcel Number

Primary APN570-260817
Alternative APN
  • 57026081700

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,454 sqft Living Area
1st Floor Area1,349 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick/Stone
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address422 RUFFIN DR
CityGALLOWAY
StateOH
Zip43119-8288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUFFIN DRIVE GALLOWAY RIDGE SECTION 5 PART 2 LOT 440
Legal SubdivisionGALLOWAY RIDGE SEC 5 PT 2
Legal Lot Number440
JurisdictionFRANKLIN OH
Township / Civil DivisionCOLUMBUS
Census Block Group1
Census Block1004
Census Tract8166

Owner

422 Ruffin Dr is owned by a company that acquired it in May 2022.

Source: Franklin County records, as of April 16, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Sep 20, 2017Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 17, 2021Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2021 · Amount on File
Deed SaleJul 30, 2021 · Amount on File
Prior SaleOct 15, 2002 · Amount on File
Deed Document Number2021135465
Last Transfer DateMay 5, 2022
Transfer Doc0000141563
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN OH
Recording DateJul 30, 2021
Property Address422 RUFFIN DR, GALLOWAY, OH 43119-8288
Document Number0000135465
Map ReferenceMB 99 PG 27&28
Instrument DateJul 13, 2021
Instrument202107300135465
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$259.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address422 RUFFIN DR, 422, GALLOWAY, OH 43119-8288

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address422 RUFFIN DR, GALLOWAY, OH 43119-8288
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131331
DateSep 20, 2017
Instrument201709200131331
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 16, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN OH
Property Address422 RUFFIN DR, GALLOWAY, OH 43119-8288
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 RUFFIN DR, GALLOWAY, OH 43119-8288

Mortgage

Document Number0000087222
DateMay 17, 2021
Instrument202105170087222
Lender
NameTHE HUNTINGTON MORTGAGE CO
TypeMortgage Company
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term359 Months
DueApr 26, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyFranklin County
MunicipalityColumbus City
Unified School DistrictSouth-Western City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$94,430 (-) Land $27,020 Building $67,410$269,800 Land $77,200 Building $192,600
2024$3,531.00 (+1.76%)$94,430 (-) Land $27,020 Building $67,410
2023$3,470.00 (-43.58%)$94,430 (+3.84%) Land $27,020 Building $67,410$269,800 Land $77,200 Building $192,600
2022$6,150.00$90,940 Land $9,070 Building $81,870
2020$259,800 Land $25,900 Building $233,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Ruffin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Ruffin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS PUBLIC WATER SYSTEM
serves 1,309,468 people · EPA ID OH2504412
Water SourceSurface water
Last State InspectionDec 2022
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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