CAPITAL ABSTRACT COMPANY INC, CAPITAL ABSTRACT COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$800.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
422 ROWLEY RD, DEPEW, NY 14043-4137
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
17 ELMLEAF DR, CHEEKTOWAGA, NY 14227-2372
Investor
Possibly a Property Investor
Mortgage
Document Number
0141895221
Date
Feb 5, 2026
Instrument
14189/5221
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2056
Tax Assessment & Valuation
The 2026 property tax bill for 422 Rowley Rd was $5,215 with a homeowner's exemption, up 267.3% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
Property Jurisdictions
Type
Name
State
New York
County
Erie County
County Subdivision
Cheektowaga Town
Municipality
Depew Village
Unified School District
Cheektowaga Central School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$5,215.00 (+267.25%)Homeowner's exemption
2025
$1,420.00 (-68.63%)
$139,000 (-)Land $19,000Building $120,000
$185,333 (+6.67%)Land $25,333Building $160,000
2024
$4,527.00Homeowner's exemption
$139,000 (-)Land $19,000Building $120,000
$173,750 (+13.75%)Land $23,750Building $150,000
2023
Homeowner's exemption
$139,000Land $19,000Building $120,000
$152,747Land $20,879Building $131,868
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 422 Rowley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 422 Rowley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source
Surface water
Last State Inspection
Nov 2025
Lead
6 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: Greenlight Networks, T-Mobile, Verizon.