422 Richards Ct E, Monmouth, OR 97361 Property Records

Polk County property record for 422 Richards Ct E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,676 sqft · built 1997
Lot Size	0.203 acres (8,831 sqft)
Owner	2 Individual Names on File
Last Sale	$382,000 (Oct 2020)
Tax Bill	$5,729 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08430-DB-15300`

Property Details

APN / Parcel Number

Primary APN	`08430-DB-15300`
Alternative APN	`532509`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,362 sqft
2nd Floor Area	1,314 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,831 sqft (0.203 acres)
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	140 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	532509
Street Address	422 RICHARDS CT E
City	MONMOUTH
State	OR
Zip	97361-1759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BALLARD ESTATES - PHASE II LOT 14
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	BALLARD ESTATES - PHASE II
Legal Block	3
Legal Lot Number	14
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3021
Census Tract	20304

Owner

422 Richards Ct E is owned and occupied by two individuals who bought it in October 2020.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 RICHARDS CT E, MONMOUTH, OR 97361-1759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Sep 8, 2016 · Amount on File
Deed Document Number	202014898
Prior Transfer Date	Jun 23, 2016
Prior Transfer Doc	0000009959
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	422 RICHARDS CT E, MONMOUTH, OR 97361-1759
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016004
Date	Oct 11, 2021
Instrument	2021-016004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Nov 1, 2047

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 9, 2020
Property Address	422 RICHARDS CT E, MONMOUTH, OR 97361-1759
Document Number	0000014898
Map Reference	VOL 10 PG 45
Instrument Date	Oct 9, 2020
Instrument	2020-014898
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	422 RICHARDS CT E, MONMOUTH, OR 97361-1759

Mortgage

Document Number	0000014899
Date	Oct 9, 2020
Instrument	2020-014899

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 422 Richards Ct E was $5,729, up 3.9% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,630 (+3%) Land $86,400 Building $258,230	$561,530 (+4.09%) Land $150,000 Building $411,530
2025	$5,729.00 (+3.88%)	$334,600 (+3%) Land $83,880 Building $250,720	$539,490 (-1.47%) Land $135,000 Building $404,490
2024	$5,515.00 (-4.02%)	$324,860 (+3%) Land $81,430 Building $243,430	$547,560 (+0.97%) Land $138,900 Building $408,660
2023	$5,746.00 (+11.12%)	$315,400 (+3%) Land $79,060 Building $236,340	$542,290 (+7.19%) Land $137,600 Building $404,690
2022	$5,171.00	$306,220 Land $76,760 Building $229,460	$505,930 Land $128,200 Building $377,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Richards Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Richards Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hunter Communications.

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