422 Raymond Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 422 Raymond Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Multi-Family Dwellings
Lot Size	0.14 acres (6,112 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Oct 2022)
Tax Bill	$3,162 (2026)
Deeds & Mortgages	Jun 2024 Transfer Oct 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.01062.00`

Property Details

APN / Parcel Number

Primary APN	`17.01062.00`

Exterior

Architectural Style	Multi-Family
Lot Area	6,112 sqft (0.14 acres)

Location & Zoning

Street Address	422 RAYMOND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0344
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-002 BLOCK-036 N 48.9 FT & W 2 FT VAC ALLEY
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	36
Legal Lot Number	2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4000
Census Tract	21201

Owner

422 Raymond Ave NE, a residential property, is owned by an individual who acquired it in May 2024.

Source: Benton County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	527 19TH AVE NE, MINNEAPOLIS, MN 55418-4418
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Transfer on Death Deed, Transfer
Oct 13, 2022	Warranty Deed, Transfer · Line of Credit FALCON NATIONAL BANK
Oct 23, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2022463293
Last Transfer Date	May 31, 2024
Transfer Doc	0000472091
Record Updated	Sep 20, 2026

June 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Jun 10, 2024
Property Address	422 RAYMOND AVE NE, SAINT CLOUD, MN 56304-0344
Document Number	0000472091
Instrument Date	May 31, 2024
Instrument	472091
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 13, 2022
Property Address	422 RAYMOND AVE NE, SAINT CLOUD, MN 56304-0344
Document Number	0000463293
Instrument Date	Oct 7, 2022
Instrument	463293
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 RAYMOND AVE NE, SAINT CLOUD, MN 56304-0344

Mortgage

Document Number	0000463294
Date	Oct 13, 2022
Instrument	463294

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 7, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BENTON MN
Recording Date	Oct 23, 2020
Property Address	422 RAYMOND AVE NE, SAINT CLOUD, MN 56304-0344
Document Number	0000446888
Instrument Date	Oct 15, 2020
Instrument	446888
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2205 FRONTAGE RD N, WAITE PARK, MN 56387-1073

Tax Assessment & Valuation

The 2026 property tax bill for 422 Raymond Ave NE was $3,162, up 26.5% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,162.00 (+26.48%)	$164,800 (-) Land $25,000 Building $139,800	$164,800 (-) Land $25,000 Building $139,800
2025	$2,500.00	$164,800 Land $25,000 Building $139,800	$164,800 Land $25,000 Building $139,800
2023	$2,432.00	$146,600 Land $25,000 Building $121,600	$146,600 Land $25,000 Building $121,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Raymond Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 422 Raymond Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

Nearby Properties on Raymond Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures