422 Ray Ave, Desoto, TX 75115 Property Records

Dallas County property record for 422 Ray Ave, Desoto, TX 75115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1971
Lot Size	0.25 acres (10,908 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Dec 2000)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-04250-009-014-0000`

Property Details

APN / Parcel Number

Primary APN	`20-04250-009-014-0000`
Alternative APN	`200425000901400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,908 sqft (0.25 acres)
Lot Dimensions	103 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	200425000901400
Street Address	422 RAY AVE
City	DESOTO
State	TX
Zip	75115-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z312
Legal Description	HAMPTON PLACE ESTATES 3 INST PH 1 BLK I LT 14 VOL2000249/5905 DD12192000 CO-DC 0425000901400 22004250009
Legal Subdivision	HAMPTON PLACE ESTATES 3 INST PH 1
Legal Tract	4250
Legal Block	I
Legal Lot Number	14
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1013
Census Tract	16619

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 RAY AVE, DESOTO, TX 75115-3225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage SUMMIT FUNDING INC
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2000 · Amount on File
Deed Sale	Dec 27, 2000 · Amount on File
Deed Book / Page	2000249 / 5905
Prior Transfer Date	Dec 19, 2000
Prior Transfer Doc	2000005905
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	422 RAY AVE, DESOTO, TX 75115-3225
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800315214
Date	Dec 3, 2018
Instrument	201800315214

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	422 RAY AVE, DESOTO, TX 75115-3225
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	TEXAS PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100323529
Date	Oct 28, 2021
Instrument	202100323529

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	DeSoto City
Unified School District	DeSoto Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,460 (-) Land $70,000 Building $216,460	$286,460 (-) Land $70,000 Building $216,460
2025	$1,710.00 (-32.14%) Homeowner's exemption Senior Citizen's exemption	$286,460 (+8.1%) Land $70,000 Building $216,460	$286,460 (+8.1%) Land $70,000 Building $216,460
2024	$2,520.00 (+19.49%)
2023	$2,109.00 (-6.97%) Homeowner's exemption Senior Citizen's exemption	$265,000 Land $65,000 Building $200,000	$265,000 Land $65,000 Building $200,000
2022	$2,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	19 (1981–2022)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Aug 2022 · other causes
Claims by Event	Severe Storms, Tornadoes & Flooding, Apr 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DESOTO serves 57,999 people · EPA ID TX0570006
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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