422 Polk St, Chillicothe, MO 64601 Property Records

Livingston County property record for 422 Polk St, Chillicothe, MO 64601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,450 sqft · built 1920
Lot Size	0.496 acres (21,606 sqft)
Owner	Individual Name on File
Tax Bill	$1,180 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-07.00-36-4-07-04.00`

Property Details

APN / Parcel Number

Primary APN	`06-07.00-36-4-07-04.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,450 sqft Living Area
Basement Area	1,468 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	180 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	422 POLK ST
City	CHILLICOTHE
State	MO
Zip	64601-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 36 TOWNSHIP 58 RANGE 24 LEGAL W W WALDENS ADDITION LOT 9 BLOCK 2
Legal Subdivision	W W WALDENS ADDITION
Legal Block	2
Legal Lot Number	9
Jurisdiction	LIVINGSTON MO
Township / Civil Division	CHILLICOTHE
Census Block Group	1
Census Block	1020
Census Tract	480500

Owner

422 Polk St is owned and occupied by an individual who acquired it in December 2019.

Source: Livingston County records, as of January 30, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	422 POLK ST, CHILLICOTHE, MO 64601-1434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019
Deed Sale	Dec 2, 2019
Deed Document Number	20191943
Deed Book / Page	704 / 406
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MO
Recording Date	Dec 2, 2019
Property Address	422 POLK ST, CHILLICOTHE, MO 64601-1434
Document Number	000704/406
Book / Page	704 / 406
Instrument Date	Nov 27, 2019
Instrument	20191943
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	AUBURN ABSTRACT AND TITLE COMPANY, SATURN ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 POLK ST, CHILLICOTHE, MO 64601-1434
Investor	Possibly a Property Investor

Mortgage

Document Number	0020191945
Date	Dec 2, 2019
Instrument	20191945

Lender

Name	UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 422 Polk St was $1,180, up 2.8% from the year before.

Source: Livingston County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Livingston County
County Subdivision	Chillicothe Township
Municipality	Chillicothe City
Unified School District	Chillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,180.00 (+2.79%)	$16,620 (+5.12%) Land $2,420 Building $14,200	$87,440 Land $12,720 Building $74,720
2024	$1,148.00	$15,810 (-) Land $2,420 Building $13,390
2023		$15,810 Land $2,420 Building $13,390	$83,180 Land $12,720 Building $70,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Polk St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1995–2012)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 422 Polk St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHILLICOTHE MUNICIPAL UTILITIES PWS serves 10,187 people · EPA ID MO2010162
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Green Hills Technologies.

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