422 Owens Rd, Clover, SC 29710 Property Records

York County property record for 422 Owens Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,624 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2014)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-00-00-108`

Property Details

APN / Parcel Number

Primary APN	`254-00-00-108`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Location & Zoning

Street Address	422 OWENS RD
City	CLOVER
State	SC
Zip	29710-8651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	LOT 7 (1.0 AC) OWENS RD
Legal Subdivision	PROPERTY SURVEYED FOR ARTHUR QUINN BLACK
Legal Lot Number	7
Jurisdiction	YORK SC
Township / Civil Division	YORK
Census Block Group	1
Census Block	1017
Census Tract	61503

Owner

Source: York County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 OWENS RD, CLOVER, SC 29710-8651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2014 · Amount on Record
Deed Sale	Jul 3, 2014 · Amount on Record
Prior Sale	Feb 25, 2014 · Amount on Record
Deed Document Number	2014262303
Deed Book / Page	14224 / 33
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Aug 7, 2026
Property Address	422 OWENS RD, CLOVER, SC 29710-8651
Document Number	0000028198
Book / Page	22746 / 114
Instrument Date	Aug 3, 2026
Instrument	202628198
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 OWENS RD, CLOVER, SC 29710-8651

Mortgage

Document Number	0000028198,
Date	Aug 7, 2026
Book Page	22746/114
Instrument	202628198

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	422 OWENS RD, CLOVER, SC 29710-8651
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1909800394
Date	Mar 19, 2021
Book Page	19098/394
Instrument	2021015853

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,004.00 (+16.07%)	$5,819 (+15%) Land $1,223 Building $4,596	$214,100 (+48.77%) Land $45,000 Building $169,100
2023	$865.00	$5,060 Land $984 Building $4,076	$143,915 Land $28,000 Building $115,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: T-Mobile.

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