422 Otter River Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 422 Otter River Rd, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1973
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Last Sale	$158,500 (Oct 2015)
Tax Bill	$3,733 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2019 Transfer
APN	`TEMP M:05-09 B:00103 L:00000`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:05-09 B:00103 L:00000`
Alternative APNs	`M:05=09 B:00103 L:00000` `3000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,488 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3000
Street Address	422 OTTER RIVER RD
City	TEMPLETON
State	MA
Zip	01468-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CORMIER REALTY INC TEMPLETON
Legal Block	103
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	4
Census Block	4023
Census Tract	705102

Owner

422 Otter River Rd is owned by an individual who acquired it in October 2019.

Source: Worcester County and Templeton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 656, TEMPLETON, MA 01468-0656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage METRO CU
Nov 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2015 · Amount on File
Deed Sale	Oct 8, 2015 · Amount on File
Prior Sale	Apr 10, 2013 · Amount on File
Deed Book / Page	54407 / 347
Last Transfer Date	Oct 30, 2019
Transfer Doc	61375-135
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	422 OTTER RIVER RD, TEMPLETON, MA 01468-1427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61751-356
Date	Jan 16, 2020
Book Page	61751/356
Instrument	4827

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2044

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Nov 6, 2019
Property Address	422 OTTER RIVER RD, TEMPLETON, MA 01468-1427
Document Number	61375-135
Book / Page	061375 / 000135
Instrument Date	Oct 30, 2019
Instrument	119019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 OTTER RIVER RD TEMPLETON MA 014681427, TEMPLETON, MA 01468-1427

Tax Assessment & Valuation

The 2026 property tax bill for 422 Otter River Rd was $3,733, down 0.7% from the year before.

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,733.00 (-0.67%)	$314,500 (+1.42%) Land $50,500 Building $264,000	$350,651 (+16.92%)
2025	$3,758.00 (+2.96%)	$310,100 (+7.04%) Land $50,500 Building $259,600	$299,915 (+2.4%)
2024	$3,650.00 (+5.1%)	$289,700 (+7.78%) Land $43,300 Building $246,400	$292,885
2023	$3,473.00	$268,800 Land $43,300 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 422 Otter River Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Otter River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON MUNIC. LIGHT AND WATER PLANT serves 6,159 people · EPA ID MA2294000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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