422 Old Mill Rd, Lowgap, NC 27024 Property Records

Surry County property record for 422 Old Mill Rd, Lowgap, NC 27024 · Last verified December 2025

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,280 sqft · built 2021
Lot Size	7.44 acres (324,522 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Nov 2017)
Tax Bill	$2,184 (2025)
Deeds & Mortgages	Jan 2022 Refinance Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`4041-04-84-8239`

Property Details

APN / Parcel Number

Primary APN	`4041-04-84-8239`
Alternative APN	`100109848`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,280 sqft Living Area
Flooring	Parquet
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	324,522 sqft (7.44 acres)
Porch	Open Porch
Porch Area	1,080 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100109848
Street Address	422 OLD MILL RD
City	LOWGAP
State	NC
Zip	27024-9253
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PB 34 PG 90
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2029
Census Tract	930803

Owner

Source: Surry County records · APN 4041-04-84-8239

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	422 OLD MILL RD, LOWGAP, NC 27024-9253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION
Nov 07, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 07, 2017 · Amount on Record
Deed Sale	Nov 07, 2017 · Amount on Record
Deed Document Number	0016130646
Deed Book / Page	1613 / 0646
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	422 OLD MILL RD, LOWGAP, NC 27024-9253
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001797/920
Date	Jan 20, 2022
Book Page	1797/920
Instrument	691940

Lender

Name	ALLEGACY FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2037

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 07, 2017
Property Address	422 OLD MILL RD, LOWGAP, NC 27024-9253
Document Number	01613/0646
Book / Page	1613 / 0646
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1179, CORNELIUS, NC 28031-1179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 FELTON RD, RED LION, PA 17356-9306

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,184.00 (+39.46%)	$354,980 (+25.06%) Land $37,550 Building $317,430	$354,980 (+25.06%) Land $37,550 Building $317,430
2023	$1,566.00	$283,850 Land $34,730 Building $249,120	$283,850 Land $34,730 Building $249,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surry Telephone Membership	Fiber	1,000 / 1,000
Fastlink Communications	Fixed Wireless (unlicensed)	100 / 25

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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