422 Oak Ln, Luling, LA 70070 Property Records

St. Charles Parish property record for 422 Oak Ln, Luling, LA 70070 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,000 sqft · built 1975
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2016)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
APN	`7-042 001 00012`

Property Details

APN / Parcel Number

Primary APN	`7-042 001 00012`

Interior

Building Area	2,000 sqft Living Area

Exterior

Year Built	Built 1975
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	422 OAK LN
City	LULING
State	LA
Zip	70070-2134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK. 1, ADDENDUM 2 TO RIVER OAKS SUBD.
Legal Subdivision	RIVER OAKS ADDENDUM #2
Legal Block	1
Legal Lot Number	12
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	63100

Owner

Source: St. Charles Parish records · APN 7-042 001 00012

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	422 OAK LN, LULING, LA 70070-2134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2016 · Amount on Record
Deed Sale	Feb 03, 2016 · Amount on Record
Prior Sale	Aug 04, 2006 · Amount on Record
Deed Document Number	412373
Deed Book / Page	828 / 13
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	422 OAK LN, LULING, LA 70070-2134
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000491029
Date	Aug 28, 2025
Instrument	491029

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2055

Interest

Rate Type	Fixed Rate
Rate	9.63%

Tax Assessment & Valuation

Source: St. Charles Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (-1.51%) Homeowner's exemption	$24,220 (-) Land $8,210 Building $16,010	$242,200 (-) Land $82,100 Building $160,100
2024	$1,459.00 (+14.7%) Homeowner's exemption	$24,220 (+28.15%) Land $8,210 Building $16,010	$242,200 (+28.15%) Land $82,100 Building $160,100
2023	$1,272.00 (-4.58%) Homeowner's exemption	$18,900 (-) Land $5,250 Building $13,650	$189,000 (-) Land $52,500 Building $136,500
2022	$1,333.00 Homeowner's exemption	$18,900 Land $5,250 Building $13,650	$189,000 Land $52,500 Building $136,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220890631003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 284 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	284 in force 273 of 284 on primary residences
Nearby Flood Claims	333 (1978–2025)
Claims Outside the SFHA	197 of 333
Most Recent Claim	Jan 2025, rainfall accumulation
Flood Events	Hurricane Ida (Aug 2021), 12 claims Severe Storms And Flooding (Aug 2016), 116 claims Hurricane Katrina (Aug 2005), 93 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 31% of Louisiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.