Lincoln County property record for 422 N River Rd, Elsberry, MO 63343
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1984 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $331 (2025) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 02-10-12-003-001-005.000 |
| Primary APN | 02-10-12-003-001-005.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Street Address | 422 N RIVER RD |
|---|---|
| City | ELSBERRY |
| State | MO |
| Zip | 63343-3326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 SCHRECKENGAST SUBD #4 |
| Legal Range | 02E |
| Legal Township | 51N |
| Legal Section | 12 |
| Legal Subdivision | SCHRECKENGAST |
| Legal Lot Number | 48 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | HURRICANE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 810100 |
422 N River Rd is owned by two individuals who acquired it in August 2020.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 444 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2020 |
| Deed Sale | Aug 31, 2020 |
| Deed Document Number | 20209708 |
| Deed Book / Page | 2451 / 648 |
| Prior Transfer Date | May 6, 2008 |
| Prior Transfer Doc | 2036/0180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 31, 2020 |
| Property Address | 422 N RIVER RD, ELSBERRY, MO 63343-3326 |
| Document Number | 2451/648 |
| Book / Page | 2451 / 648 |
| Map Reference | MB 5 PG 25 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020009708 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 MEADOW SPRING DR, TROY, MO 63379-7219 |
The 2025 property tax bill for 422 N River Rd was $331.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Elsberry R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,031 (-) Land $215 Building $5,816 | ||
| 2025 | $331.00 | $6,031 Land $215 Building $5,816 | $31,740 Land $1,130 Building $30,610 |
| 2023 | $320.00 (+6.31%) | $5,778 Land $215 Building $5,563 | $30,410 Land $1,130 Building $29,280 |
| 2022 | $301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 N River Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 623 (1982–2026) |
| Claims Outside the SFHA | 5 of 623 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisper ISP Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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