Garrett County property record for 422 N 3rd St, Oakland, MD 21550 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1954 |
| Square Footage | 2,092 sqft Total Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,000 (2025) |
| Tax Bill | $2,433.00 (2025) |
| Primary APN | 17-006282 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,092 sqft Total Area |
| Basement Area | 752 sqft Basement |
| Finished Basement | 752 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Deck Area | 608 sqft Deck |
| Porch Area | 555 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 006282 |
|---|---|
| Street Address | 422 N 3RD ST |
| City | OAKLAND |
| State | MD |
| Zip | 21550-1114 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 16117 SQ FT N 3RD ST OAKLAND |
| Legal Subdivision | SPENCER GRAHAM |
| Jurisdiction | GARRETT MD |
| Minor Civil Division | 14, WEST OAKLAND |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 601 |
Source: Garrett County records · APN 17-006282
Assessment roll updated August 12, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 364, OAKLAND, MD 21550-0364 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Prior Sale | Nov 13, 2001 · Amount on Record |
| Prior Transfer Date | Feb 27, 2025 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 22, 2022 |
| Property Address | 422 N 3RD ST, OAKLAND, MD 21550-1114 |
| Document Number | 0023960029 |
| Book / Page | 2396 / 29 |
| Instrument Date | Feb 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 364, OAKLAND, MD 21550-0364 |
| Document Number | 0000239632 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2396/32 |
| Name | THOMAS E DOYLE ETAL |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Oakland Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,433.00 (+1.84%) Homeowner's exemption | $151,700 (+4.12%) Land $24,100 Building $127,600 | $151,700 (-) Land $24,100 Building $127,600 |
| 2023 | $2,389.00 | $145,700 | $151,700 Land $24,100 Building $127,600 |
422 N 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Garrett County (24023C), updated February 1, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 8,333 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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