Campbell County property record for 422 Millrace Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,114 sqft · built 1990 |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (Jun 1997) |
| Tax Bill | $2,985 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-922.00 |
| Primary APN | 999-99-17-922.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,114 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Dimensions | 251 ft deep x 85 ft wide |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999917922.00 |
|---|---|
| Street Address | 422 MILLRACE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-2190 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 SEC 6 STURBRIDGE SUBD |
| Legal Subdivision | STURBRIDGE |
| Legal Phase | 6 |
| Legal Lot Number | 91 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 53100 |
422 Millrace Dr is owned and occupied by two individuals who bought it in June 1997.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 MILLRACE DR, COLD SPRING, KY 41076-2190 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 1997 · Amount on File |
| Deed Sale | Jun 4, 1997 · Amount on File |
| Deed Document Number | 0000227280 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 422 Millrace Dr was $2,985 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,985.00 Homeowner's exemption | $295,400 Land $50,000 Building $245,400 | $295,400 Land $50,000 Building $245,400 |
| 2023 | $3,544.00 (+19.89%) | $295,400 (+24.9%) Land $50,000 Building $245,400 | $295,400 (+24.9%) Land $50,000 Building $245,400 |
| 2022 | $2,956.00 | $236,500 Land $25,000 Building $211,500 | $236,500 Land $25,000 Building $211,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 Millrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 422 Millrace Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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