422 Melrose Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 422 Melrose Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1950
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$367,000 (Aug 2021)
Tax Bill	$9,495 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00169-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`10-00169-0000-00015`
Alternative APN	`100016900015`

Interior

Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	422 MELROSE AVE
City	MIDDLESEX
State	NJ
Zip	08846-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X100 16-17
Legal Subdivision	CREIGHTON MANOR
Legal Block	169
Legal Lot Number	15
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2034
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 MELROSE AVE, MIDDLESEX, NJ 08846-1851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Apr 27, 2020	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Jul 3, 2019	Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	202198145
Deed Book / Page	18560 / 1707
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 2, 2021
Property Address	422 MELROSE AVE, MIDDLESEX, NJ 08846-1851
Document Number	2021098145
Book / Page	18560 / 1707
Instrument Date	Jul 13, 2021
Instrument	2021098145
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,898.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 MELROSE AVE, 422, MIDDLESEX, NJ 08846-1851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MELROSE AVE, MIDDLESEX, NJ 08846-1851

Mortgage

Document Number	2021098146
Date	Aug 2, 2021
Instrument	2021098146

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	422 MELROSE AVE, MIDDLESEX, NJ 08846-1851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037093
Date	Apr 27, 2020
Book Page	17857/256
Instrument	2020037093

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 3, 2019
Property Address	422 MELROSE AVE, MIDDLESEX, NJ 08846-1851
Document Number	2019051413
Book / Page	17543 / 1642
Map Reference	MAP 643 FILE 494
Instrument Date	Jul 3, 2019
Instrument	2019051413
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	652 CORHES AVE, 652, MIDDLESEX, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MELROSE AVE, MIDDLESEX, NJ 08846-1851

Mortgage

Document Number	2019051414
Date	Jul 3, 2019
Instrument	2019051414

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,100 (+7.64%) Land $136,600 Building $345,500	$482,100 (+7.64%) Land $136,600 Building $345,500
2025	$9,495.00 (+3.44%)	$447,900 (+12.91%) Land $136,600 Building $311,300	$447,900 (+12.91%) Land $136,600 Building $311,300
2024	$9,179.00 (+9.05%)
2023		$396,700 Land $136,600 Building $260,100	$396,700 Land $136,600 Building $260,100
2022	$8,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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