Garrett County property record for 422 Maple Ave, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 800 sqft · built 1940 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $38,000 (Jun 2026) |
| Tax Bill | $996 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-003719 |
| Primary APN | 16-003719 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 800 sqft Total Area |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 150 sqft |
| Patio Area | 210 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 003719 |
|---|---|
| Street Address | 422 MAPLE AVE |
| City | OAKLAND |
| State | MD |
| Zip | 21550-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOTS 1 & 2 422 MAPLE AVE BLK 31 LOCH LYNN |
| Legal Subdivision | MOUNTAIN HOME COMPANY |
| Legal Block | 31 |
| Legal Lot Number | 1,2 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 700 |
Source: Garrett County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1457 BLUE GOOSE RD, FRIENDSVILLE, MD 21531-1243 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer DEER CREEK TITLE, DEEP CREEK TITLE |
| Aug 23, 2021 | Deed, Transfer · Conventional Mortgage WEPCO FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Jan 20, 1992 · Amount on Record |
| Deed Book / Page | 2692 / 245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 422 MAPLE AVE, OAKLAND, MD 21550-2605 |
| Document Number | 2692000245 |
| Book / Page | 2692 / 245 |
| Instrument Date | Jun 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | DEER CREEK TITLE, DEEP CREEK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $38,380.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 1457 BLUE GOOSE RD, FRIENDSVILLE, MD 21531-1243 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Aug 23, 2021 |
| Property Address | 422 MAPLE AVE, OAKLAND, MD 21550-2605 |
| Document Number | 0023430327 |
| Book / Page | 2343 / 327 |
| Map Reference | LB EZT 1 FO 2 |
| Instrument Date | Aug 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 422 MAPLE AVE, OAKLAND, MD 21550-2605 |
| Document Number | 0002343330 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2343/330 |
| Name | WEPCO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Municipality | Loch Lynn Heights Town |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $996.00 (+1.63%) | $66,367 (+3.05%) | $70,300 (+9.16%) Land $11,800 Building $58,500 |
| 2025 | $980.00 (+17.65%) | $64,400 (+20.45%) Land $11,800 Building $52,600 | $64,400 (-) Land $11,800 Building $52,600 |
| 2023 | $833.00 | $53,467 | $64,400 Land $11,800 Building $52,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1979–1994) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNTAIN LAKE PARK serves 3,000 people · EPA ID MD0110007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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