Delta County property record for 422 Main St, Delta, CO 81416
| Property Type | Commercial |
|---|---|
| Details | 1.5 ba · 780 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $27,000 (Apr 2015) |
| Tax Bill | $1,102 (2025) |
| Deeds & Mortgages | Mar 2006 Mortgage Feb 2008 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014487 |
| Primary APN | R014487 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Gross Area |
| 1st Floor Area | 780 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Shed Roof |
| Roof Material | Metal |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014487 |
|---|---|
| Street Address | 422 MAIN ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1825 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 422 MAIN ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 9 LOT: 27 N12.7 OF LT 27 TOTAL 0.03 AC+- SEC 13 T15S R96W 6PM BK 411 P26 BK 468 PG 136 BK 478 PG 24 BK 687 PG 575 BK 799 PG 87 R-574891 R674054 R-679585 R-686751 |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 9 |
| Legal Lot Number | 27 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 965100 |
422 Main St, a commercial property, is owned by a company that bought it in April 2015.
Source: Delta County records, as of June 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1362 BAYVIEW ST, NORTH BEND, OR 97459-3675 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2006 | Deed of Trust, Mortgage · Commercial Mortgage OLATHE STATE BANK |
| Feb 25, 2008 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Apr 8, 2016 | Quit Claim Deed, Transfer Quitclaim |
| Apr 10, 2015 | Special Warranty Deed, Transfer |
| Jun 11, 2014 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2015 · Amount on File |
| Deed Sale | Apr 10, 2015 · Amount on File |
| Prior Sale | Jun 11, 2014 |
| Deed Document Number | 2015679585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 422 MAIN ST, DELTA, CO 81416-1825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000602004 |
|---|---|
| Date | Mar 30, 2006 |
| Instrument | 602004 |
| Name | OLATHE STATE BANK |
|---|---|
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 422 MAIN ST, DELTA, CO 81416-1825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000623185 |
|---|---|
| Date | Feb 25, 2008 |
| Instrument | 623185 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Feb 28, 2013 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 8, 2016 |
| Property Address | 422 MAIN ST, DELTA, CO 81416-1825 |
| Document Number | 0000686751 |
| Instrument Date | Mar 7, 2016 |
| Instrument | 686751 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1410 VALLEY VIEW DR STE 316, 316, DELTA, CO 81416-3130 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 10, 2015 |
| Property Address | 422 MAIN ST, DELTA, CO 81416-1825 |
| Document Number | 0000679585 |
| Instrument Date | Apr 8, 2015 |
| Instrument | 679585 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 E HARMONY RD, FORT COLLINS, CO 80525-3238 |
| Name | Verified Name |
|---|---|
| Address | 1410 VALLEY VIEW DR STE 316, 316, DELTA, CO 81416-3130 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 11, 2014 |
| Property Address | 422 MAIN ST, DELTA, CO 81416-1825 |
| Document Number | 0000674054 |
| Instrument Date | Jun 11, 2014 |
| Instrument | 674054 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 E HARMONY RD, FORT COLLINS, CO 80525-3238 |
The 2025 property tax bill for 422 Main St was $1,102, up 106.4% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,102.00 (+106.37%) | $17,174 (+112.79%) Land $4,995 Building $12,179 | $63,607 Land $18,500 Building $45,107 |
| 2024 | $534.00 (-49.24%) | $8,071 (-) Land $4,185 Building $3,886 | |
| 2023 | $1,052.00 (-6.49%) | $8,071 (-53.73%) Land $4,185 Building $3,886 | $28,928 (-51.91%) Land $15,000 Building $13,928 |
| 2022 | $1,125.00 | $17,444 Land $4,350 Building $13,094 | $60,152 Land $15,000 Building $45,152 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 422 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1984–1992) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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