Pinellas County property record for 422 Kentucky Ave, Crystal Beach, FL 34681
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,091 sqft · built 1973 |
| Lot Size | 0.136 acres (5,907 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Apr 2014) |
| Tax Bill | $2,315 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-740-9867-4 |
| Primary APN | C62-000-740-9867-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,091 sqft Living Area |
| Gross Area | 1,628 sqft |
| 1st Floor Area | 1,091 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,907 sqft (0.136 acres) |
| Lot Dimensions | 118 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381970 |
|---|---|
| Street Address | 422 KENTUCKY AVE |
| City | CRYSTAL BEACH |
| State | FL |
| Zip | 34681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CRYSTAL BEACH REVISED BLK M, LOT 13 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH REVISED |
| Legal Tract | 19872 |
| Legal Block | M |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 5 |
| Census Block | 5020 |
| Census Tract | 27202 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 194, CRYSTAL BEACH, FL 34681-0194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACURA TITLE |
| Feb 27, 2018 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2014 · Amount on Record |
| Deed Sale | Apr 1, 2014 · Amount on Record |
| Prior Sale | Dec 16, 2013 |
| Deed Document Number | 201490608 |
| Deed Book / Page | 18356 / 728 |
| Prior Transfer Date | Dec 13, 2013 |
| Prior Transfer Doc | 0182540992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 18, 2026 |
| Property Address | 422 KENTUCKY AVE, CRYSTAL BEACH, FL 34681 |
| Document Number | 0000221714 |
| Book / Page | 23666 / 95 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026221714 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ACURA TITLE |
| Name | Verified Name |
|---|---|
| Address | 422 KENTUCKY AVE, CRYSTAL BEACH, FL 34681 |
| Document Number | 0000221714, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 23666/95 |
| Instrument | 2026221714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 12% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 422 KENTUCKY AVE, CRYSTAL BEACH, FL 34681 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0199531955 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 19953/1955 |
| Instrument | 2018058618 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,315.00 (+6.39%) Homeowner's exemption | $162,599 (+5.99%) | $359,888 (-4.14%) Land $194,201 Building $165,687 |
| 2024 | $2,176.00 (+2.26%) | ||
| 2023 | $2,128.00 (+3.45%) Homeowner's exemption | $153,415 (+3%) | $375,437 (+58.12%) Land $243,652 Building $131,785 |
| 2022 | $2,057.00 Homeowner's exemption | $148,947 | $237,440 Land $172,065 Building $65,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 503 (1980–2024) |
| Claims Outside the SFHA | 3 of 503 |
| Most Recent Claim | Dec 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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