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422 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 422 Harrison Ave, Panama City, FL 32401

Property Summary

Property TypeRetail Store
Details480 sqft · built 1932
Lot Size0.022 acres (958 sqft)
OwnerIndividual Name on Record
Tax Bill$641 (2025)
Deeds & MortgagesAug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN19555-030-000

Property Details

APN / Parcel Number

Primary APN19555-030-000

Interior

Total Rooms3 Rooms
Stories2 Stories
Building Area480 sqft Gross Area
1st Floor Area480 sqft
FlooringVinyl/Resilient
Interior WallsPlywood

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area958 sqft (0.022 acres)
Lot Dimensions82 ft deep x 12 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address422 HARRISON AVE
CityPANAMA CITY
StateFL
Zip32401-2732
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodePC10
Legal DescriptionGULF COAST DEV CO PLAT BEG 16.5 S OF NW COR OF LOT 12 TH E 82.5 S 12 W 82.5 N 12 TO POB TOGETHER WITH ESMT ORB 4451 P 2164
Legal Range14W
Legal Township04S
Legal Section08
Legal SubdivisionGULF COAST DEV CO PLAT
Legal Block2
Legal Lot Number12
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1060
Census Tract2000

Owner

Source: Bay County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address922 GREENTREE RD, PANAMA CITY, FL 32401-5185
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 25, 2021
Transfer Doc0044512164
Record UpdatedOct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateAug 25, 2021
Property Address422 HARRISON AVE, PANAMA CITY, FL 32401-2732
Document Number0044512164
Book / Page4451 / 2164
Instrument DateAug 25, 2021
Instrument2021065418
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4722 BRANTS MILL DR, 4722, LYNN HAVEN, FL 32444

Transferred To (Grantee/Buyer)

NameVerified Name
Address922 GREENTREE RD, PANAMA CITY, FL 32401-5185

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$641.00 (+0.47%)$30,045 (-28.36%)$44,522 (+6.16%) Land $28,413 Building $16,109
2024$638.00 (-16.93%)$41,938 (-) Land $25,830 Building $16,108$41,938 (-) Land $25,830 Building $16,108
2023$768.00 (+24.27%)$41,938 (+85.78%) Land $25,830 Building $16,108$41,938 (+85.78%) Land $25,830 Building $16,108
2022$618.00$22,574 Land $18,892 Building $3,682$22,574 Land $18,892 Building $3,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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