422 Gillham Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 422 Gillham Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,958 sqft · built 1987
Lot Size	0.83 acres (36,155 sqft)
Owner	Company Name on Record
Last Sale	$271,000 (Oct 2010)
Tax Bill	$7,090 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24S-42-0882`

Property Details

APN / Parcel Number

Primary APN	`24S-42-0882`
Alternative APN	`24S420871`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,958 sqft Living Area
Gross Area	5,206 sqft
1st Floor Area	1,107 sqft
Basement Area	936 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	150 ft deep x 102 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	761 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 GILLHAM CT
City	BALLWIN
State	MO
Zip	63021-6167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	DEER CREEK RIDGE LOT 107 RESUB LOT A
Legal Subdivision	DEER CREEK RIDGE LOT 107 RESUB
Legal Lot Number	A
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1001
Census Tract	217944

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	422 GILLHAM CT, BALLWIN, MO 63021-6167
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK
Jan 10, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2010 · Amount on Record
Deed Sale	Oct 11, 2010 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	2010706
Deed Book / Page	19163 / 1303
Last Transfer Date	Aug 21, 2014
Transfer Doc	0211991189
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Recording Date	Aug 4, 2026
Property Address	422 GILLHAM CT, BALLWIN, MO 63021-6167
Document Number	0000000543
Instrument Date	Jul 24, 2026
Instrument	2026543
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	422 GILLHAM CT, BALLWIN, MO 63021-6167

Mortgage

Document Number	0000000543,
Date	Aug 4, 2026
Instrument	2026543

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2056

Interest

Rate	6.49%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	422 GILLHAM CT, BALLWIN, MO 63021-6167
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 GILLHAM CT, BALLWIN, MO 63021-6167

Mortgage

Document Number	0246065673
Date	Jan 22, 2021
Book Page	24606/5673
Instrument	2021012200761

Lender

Name	SULLIVAN BANK
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	422 GILLHAM CT, BALLWIN, MO 63021-6167
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT LP VENDOR I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238781935
Date	Jan 10, 2020
Book Page	23878/1935
Instrument	2020011000405

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Nov 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,990 (-) Land $42,810 Building $69,180	$589,400 (-) Land $225,300 Building $364,100
2025	$7,090.00 (+0.04%)	$111,990 (+10.31%) Land $42,810 Building $69,180	$589,400 (+10.31%) Land $225,300 Building $364,100
2024	$7,087.00 (+0.08%)
2023	$7,081.00 (+17.14%)	$101,520 (+25.63%) Land $23,750 Building $77,770	$534,300 (+25.63%) Land $125,000 Building $409,300
2022	$6,045.00	$80,810 Land $28,520 Building $52,290
2021			$425,300 Land $150,100 Building $275,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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