422 General Dr, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 422 General Dr, Fort Wright, KY 41011 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1963
Square Footage1,850 sqft Finished Area
Lot Size8,050 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$445,000 (2026)
Tax Bill$2,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN027-40-01-012.00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,850 sqft Finished Area
Gross Area2,131 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,050 sqft (0.185 acres)
Depth X Width115 ft x 70 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address422 GENERAL DR
CityFT WRIGHT
StateKY
Zip41011-1868
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFT HENRY SEC 1B LOT 1 70X115'
Legal SubdivisionFT HENRY
Legal Phase1B
Legal Lot Number1
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1007
Census Tract64800

Owner

Source: Kenton County records · APN 027-40-01-012.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed, Transfer · Conventional Mortgage
HERITAGE BANK
May 05, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK
Feb 15, 2022Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 04, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SVGS BK
Feb 25, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Nov 06, 2018Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleFeb 15, 2022 · Amount on Record
Deed Doc Number202605129758
Deed Book / Page429 / 433
Record RefreshedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 12, 2026
Property Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
Document Number0000009758
Book / Page429 / 433
Instrument DateMay 11, 2026
Instrument20269758
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyKENTUCKY LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$44,945.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 GENERAL DR, FT WRIGHT, KY 41011-1868

Mortgage

Document Number0000009759,
DateMay 12, 2026
Instrument202605129759
Lender
NameHERITAGE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateMay 05, 2026
Property Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
Document Number0000009086
Book / Page424 / 600
Instrument DateApr 22, 2026
Instrument20269086
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPROMINENCE TITLE, PROMINENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address422 GENERAL DR, FT WRIGHT, KY 41011-1868

Mortgage

Document Number0000009086,
DateMay 05, 2026
Book Page424/600
Instrument20269086
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2022
Property Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
Document Number0005900050
Book / Page148 / 190
Map ReferencePL 808
Instrument DateFeb 11, 2022
Instrument22021505900050
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address101 DUDLEY RD, EDGEWOOD, KY 41017-2308

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address422 GENERAL DR, FT WRIGHT, KY 41011-1868

Mortgage

Document Number0005900051
DateFeb 15, 2022
Instrument22021505900051
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 04, 2020
Property Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
Document Number0000000210
Book / Page000035 / 000359
Instrument DateJul 30, 2020
Instrument210
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$295.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address42 HIGHWAY AVE LUDLOW KY 410161663, LUDLOW, KY 41016-1663

Mortgage

Document Number211
DateAug 04, 2020
Book Page000M78/000267
Instrument211
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank (FSB)
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 25, 2020
Property Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
Document Number0000000040
Book / Page000008 / 000502
Instrument DateFeb 20, 2020
Instrument40
Transaction TypeTransfer
Record UpdatedApr 01, 2020
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$164.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 GRANDVIEW DR HEBRON KY 410487953, HEBRON, KY 41048-7953

Mortgage

Document Number41
DateFeb 25, 2020
Book Page000M14/000097
Instrument41
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 24, 2035

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address422 GENERAL DR, FT WRIGHT, KY 41011-1868
Document Number0000000102
Instrument DateNov 06, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2019
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address422 GENERAL DR FORT WRIGHT KY 410111868, FORT WRIGHT, KY 41011-1868

Mortgage

Document Number0000000102
DateMar 08, 2019
Book Page0C6614/000050
Instrument102
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 07, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,973.00 (-7.04%)$300,000 (-) Land $45,000 Building $255,000$300,000 (-) Land $45,000 Building $255,000
2023$3,198.00$300,000 Land $40,000 Building $260,000$300,000 Land $40,000 Building $260,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 37th in Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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