Chatham County property record for 422 Gardner Rd, Apex, NC 27523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1998 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0019814 |
| Primary APN | 0019814 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 12 sqft |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 422 GARDNER RD |
|---|---|
| City | APEX |
| State | NC |
| Zip | 27523-5668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | Q3-5B-1 AC 1.01 BK 97 PG 427 |
| Legal Subdivision | NORTH EAST NEW HOPE |
| Legal Block | 66 |
| Jurisdiction | CHATHAM NC |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 20704 |
Source: Chatham County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 422 GARDNER RD, APEX, NC 27523-5668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 6, 2009 |
| Transfer Doc | 0000000777 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM NC |
| Property Address | 422 GARDNER RD, APEX, NC 27523-5668 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002287/582 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 2287/582 |
| Instrument | 2679 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
Source: Chatham County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chatham County |
| Unified School District | Chatham County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 (+24.63%) | $374,859 (+52.2%) Land $75,285 Building $299,574 | $374,859 (+52.2%) Land $75,285 Building $299,574 |
| 2024 | $2,237.00 (+4.58%) | $246,300 (-) Land $52,687 Building $193,613 | $246,300 (-) Land $52,687 Building $193,613 |
| 2023 | $2,139.00 | $246,300 Land $52,687 Building $193,613 | $246,300 Land $52,687 Building $193,613 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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