422 Forrest Ave, Lanoka Harbor, NJ 08734 Property Records

Ocean County and Lacey Township property record for 422 Forrest Ave, Lanoka Harbor, NJ 08734

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2 ba · 2,340 sqft · built 1962
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Feb 2019)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00889-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`13-00889-0000-00046`
Alternative APNs	`130088900046` `00057722`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,340 sqft Gross Area
1st Floor Area	2,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00057722
Street Address	422 FORREST AVE
City	LANOKA HARBOR
State	NJ
Zip	08734-1923
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R75
Legal Description	100 X 100 48,50,52 DISABLED VETERAN
Legal Subdivision	SEA VIEW MANOR
Legal Block	889
Legal Lot Number	46
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	4
Census Block	4002
Census Tract	732101

Owner

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 FORREST AVE, LANOKA HARBOR, NJ 08734-1923
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Mar 2, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Feb 19, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Deed Document Number	201914943
Deed Book / Page	17387 / 310
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0130610560
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	422 FORREST AVE, LANOKA HARBOR, NJ 08734-1923
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189420068
Date	Mar 9, 2022
Book Page	18942/68
Instrument	2022029711

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	422 FORREST AVE, LANOKA HARBOR, NJ 08734-1923
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178061173
Date	Mar 2, 2020
Book Page	17806/1173
Instrument	2020022805

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

February 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 19, 2019
Property Address	422 FORREST AVE, LANOKA HARBOR, NJ 08734-1923
Document Number	0173870310
Book / Page	17387 / 0310
Map Reference	MAP A-135
Instrument Date	Feb 7, 2019
Instrument	2019014943
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	UNITAS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 SHIPPEN ST, 204, WEEHAWKEN, NJ 07086-5643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 FORREST AVE, LANOKA HARBOR, NJ 08734-1923

Mortgage

Document Number	2019014944
Date	Feb 19, 2019
Instrument	2019014944

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,500 (-) Land $82,000 Building $201,500	$283,500 (-) Land $82,000 Building $201,500
2025		$283,500 (-) Land $82,000 Building $201,500	$283,500 (-) Land $82,000 Building $201,500
2023	Disabled Person's exemption Veteran's exemption	$283,500 Land $82,000 Building $201,500	$283,500 Land $82,000 Building $201,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 116 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	116 in force
Nearby Flood Claims	229 (1989–2025)
Claims Outside the SFHA	8 of 229
Most Recent Claim	May 2025
Claims by Event	Hurricane Sandy, Nov 2012 · 161 claims Severe Storms And Flooding, Mar 2010 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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