422 Fields Ave, Topsail Beach (Holly Ridge), NC 28445 Property Records

Pender County property record for 422 Fields Ave, Topsail Beach, NC 28445

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 722 sqft · built 1901
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,341 (2025)
Flood Zone	Zone AE (high risk)
APN	`4223-36-1647-0000`

Property Details

APN / Parcel Number

Primary APN	`4223-36-1647-0000`
Alternative APNs	`400595503` `595503`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	722 sqft Living Area
Flooring	Softwood

Exterior

Year Built	Built 1901
Architectural Style	Cottage
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	127 ft deep x 54 ft wide

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Cabin	Cabin
Boat Access	Boat Access

Location & Zoning

Account Number	400595503
Old Parcel Number	4223 36 1647 0000
Street Address	422 FIELDS AVE
City	TOPSAIL BEACH
State	NC
Zip	28445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INCORP
Legal Description	L20 & 22 PB 3/100 W Z FIELDS DIV
Legal Subdivision	W Z FIELDS DIV
Legal Lot Number	20 22
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1054
Census Tract	920106

Owner

Source: Pender County records · APN 4223-36-1647-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2008 HILLSBOROUGH ST, RALEIGH, NC 27607-7385
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 04, 2009
Deed Sale	Dec 04, 2009
Deed Document Number	000123991A
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Topsail Beach Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,341.00 (+17.56%)	$397,718 (-1.2%) Land $317,800 Building $79,918	$397,718 (-1.2%) Land $317,800 Building $79,918
2023		$402,539 (+4.45%) Land $369,070 Building $33,469	$402,539 (+4.45%) Land $369,070 Building $33,469
2022	$2,842.00	$385,372 Land $369,070 Building $16,302	$385,372 Land $369,070 Building $16,302

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 2,399 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2,712 units insured incl. 313 condo units
Nearby Flood Claims	661 (1986–2024)
Claims Outside the SFHA	6 of 661
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 385 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims Hurricane Fran, Sep 1996 · 103 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TOPSAIL BEACH serves 3,495 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.