Madison County property record for 422 Estill St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,505 sqft |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Mar 2019) |
| Tax Bill | $2,896 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B009-0012-0109 |
| Primary APN | B009-0012-0109 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,505 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Garage Area | 189 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Gas |
| Account Number | 61568 |
|---|---|
| Street Address | 422 ESTILL ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK GROVE LOT 7 & 7A |
| Legal Subdivision | OAK GROVE |
| Legal Lot Number | 7,7A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11303 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 422 ESTILL ST, BEREA, KY 40403-1344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 13, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2019 · Amount on Record |
| Deed Sale | Mar 13, 2019 · Amount on Record |
| Deed Document Number | 2013989513 |
| Deed Book / Page | D00771 / 001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 422 ESTILL ST, BEREA, KY 40403-1344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01850/181 |
|---|---|
| Date | Mar 5, 2019 |
| Book Page | M01850/181 |
| Instrument | 2013989155 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 13, 2019 |
| Property Address | 422 ESTILL ST, BEREA, KY 40403-1344 |
| Document Number | D00771/001 |
| Book / Page | D00771 / 001 |
| Map Reference | MB 5 PG 83 |
| Instrument Date | Mar 8, 2019 |
| Instrument | 2013989513 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 DESERT WAY APT 3, 3, PALM SPRINGS, CA 92264-1116 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 422 ESTILL ST, BEREA, KY 40403-1344 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,896.00 (-4.55%) Additional exemption filed | $243,000 (+4.74%) | $243,000 (+4.74%) |
| 2023 | $3,034.00 | $232,000 | $232,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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