422 Estero Rd, Fort Wayne, IN 46845 Property Records

Allen County property record for 422 Estero Rd, Fort Wayne, IN 46845

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,894 sqft · built 1994
Lot Size	0.26 acres (11,305 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,500 (Sep 2004)
Tax Bill	$3,421 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-33-257-003.000-091`

Property Details

APN / Parcel Number

Primary APN	`02-02-33-257-003.000-091`
Alternative APN	`4849180110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,894 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	2,194 sqft
Basement Area	1,004 sqft
Finished Basement	700 sqft
Unfinished Basement	304 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,305 sqft (0.26 acres)
Lot Dimensions	1,330 ft deep x 850 ft wide
Terrain	Rolling
View / Lot	Traffic
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 ESTERO RD
City	FORT WAYNE
State	IN
Zip	46845-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE LAKE SEC IV LOT 110
Legal Subdivision	EAGLE LAKE
Legal Lot Number	110
Jurisdiction	ALLEN IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2011
Census Tract	10308

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 ESTERO RD, FORT WAYNE, IN 46845-1193
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2004 · Amount on Record
Deed Sale	Sep 14, 2004 · Amount on Record
Deed Document Number	200467427
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	422 ESTERO RD, FORT WAYNE, IN 46845-1193
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021054420
Date	Aug 12, 2021
Instrument	2021054420

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Perry Township
Municipality	Fort Wayne City
Unified School District	Northwest Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 (-11.03%)	$359,100 (-0.42%) Land $31,000 Building $328,100	$359,100 (-0.42%) Land $31,000 Building $328,100
2024	$3,845.00 (+2.51%)
2023	$3,751.00 (+18.52%)	$360,600 (+18.31%) Land $31,000 Building $329,600	$360,600 (+18.31%) Land $31,000 Building $329,600
2022	$3,165.00 Homeowner's exemption	$304,800 Land $31,000 Building $273,800	$304,800 Land $31,000 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet, MetaLINK Technologies.

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