Osage County property record for 422 E Morgan St, Chamois, MO 65024
| Property Type | Rural Home |
|---|---|
| Details | 3,033 sqft · built 2018 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,200 (Jan 2019) |
| Tax Bill | $2,486 (2025) |
| Deeds & Mortgages | Jun 2017 Construction Loan May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-10-12-03-008-0002.00 |
| Primary APN | 03-10-12-03-008-0002.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,033 sqft Adjusted Area |
| 1st Floor Area | 1,771 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 47,916 sqft (1.1 acres) |
| Cooling System | HVAC |
|---|
| Account Number | 03101203008000200 |
|---|---|
| Street Address | 422 E MORGAN ST |
| City | CHAMOIS |
| State | MO |
| Zip | 65024-1057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SE 1/4 NW 1/4 NE 1/4 SW 1/4 LYING W OF HIGHWAY 89 SEC 12 T45N R8W |
| Legal Range | 08W |
| Legal Township | 45N |
| Legal Section | 12 |
| Jurisdiction | OSAGE MO |
| Township / Civil Division | BENTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 490100 |
422 E Morgan St, a rural home, is owned and occupied by two individuals who bought it in January 2019.
Source: Osage County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 422 E MORGAN ST, CHAMOIS, MO 65024-1057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2017 | Deed of Trust, Mortgage · Construction Mortgage HAWTHORN BANK |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HAWTHORN BANK |
| Jan 8, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage HAWTHORN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2019 · Amount on File |
| Deed Sale | Jan 8, 2019 · Amount on File |
| Deed Document Number | 201943 |
| Deed Book / Page | 532 / 37 |
| Prior Transfer Date | Sep 25, 2007 |
| Prior Transfer Doc | 0000002242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 422 E MORGAN ST, CHAMOIS, MO 65024-1057 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 514/0147 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 514/0147 |
| Instrument | 2017-1037 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65102 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSAGE MO |
| Property Address | 422 E MORGAN ST, CHAMOIS, MO 65024-1057 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 548/151 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 548/151 |
| Instrument | 2020-1113 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Address | JEFFERSON CITY, MO 65101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSAGE MO |
| Recording Date | Jan 8, 2019 |
| Property Address | 422 E MORGAN ST, CHAMOIS, MO 65024-1057 |
| Document Number | 532/0037 |
| Book / Page | 532 / 0037 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019-0043 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 422 E MORGAN ST, CHAMOIS, MO 65024-1057 |
| Document Number | 20190044 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 2019-0044 |
| Name | HAWTHORN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 1, 2039 |
The 2025 property tax bill for 422 E Morgan St was $2,486.
Source: Osage County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chamois City |
| County | Osage County |
| Unified School District | Osage County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,053 (-1.1%) | $205,538 (-1.1%) | |
| 2025 | $2,486.00 | $39,486 | $207,818 Land $9,825 Building $197,993 |
| 2023 | $2,197.00 | $35,456 | $186,612 Land $186,612 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 422 E Morgan St in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 44 (1986–2025) |
| Claims Outside the SFHA | 2 of 44 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 E Morgan St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMOIS PWS serves 396 people · EPA ID MO3010155 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Nov 2022 Sanitary survey deficiency not corrected Jul 2020 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 80 / 10 |
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