422 E Main St, Princeton, KY 42445 Property Records

Caldwell County property record for 422 E Main St, Princeton, KY 42445

Property Summary

Property Type	Single Family Home
Details	1,308 sqft
Owner	Individual Name on Record
Tax Bill	$487 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Aug 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`131812-001`

Property Details

APN / Parcel Number

Primary APN	`131812-001`
Alternative APNs	`P10-12-11` `10587201`

Interior

Stories	1 Story
Building Area	1,308 sqft Living Area

Exterior

Exterior Material	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle

Location & Zoning

Street Address	422 E MAIN ST
City	PRINCETON
State	KY
Zip	42445-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 422 EAST MAIN STREET
Legal Lot Number	422
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3008
Census Tract	920301

Owner

Source: Caldwell County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 S HIGHLAND AVE, PRINCETON, KY 42445-2294
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST SOUTHERN NATIONAL BANK
Aug 17, 2015	Deed of Trust, Mortgage FARMERS BANK
Jun 5, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000345497
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Recording Date	Jul 30, 2026
Property Address	422 E MAIN ST, PRINCETON, KY 42445-1652
Document Number	0000461515
Book / Page	426 / 45
Instrument Date	Jul 27, 2026
Instrument	2026461515
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 S HIGHLAND AVE, PRINCETON, KY 42445-2294

Mortgage

Document Number	0000461515,
Date	Jul 30, 2026
Book Page	426/45
Instrument	2026461515

Lender

Name	FIRST SOUTHERN NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2031

Interest

Rate	6.49%
Max Rate	-1%

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	422 E MAIN ST, PRINCETON, KY 42445-1652
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000308/157
Date	Aug 17, 2015
Book Page	308/157

Lender

Name	FARMERS BANK
Type	Bank
Address	MARION, KY 42064

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 13, 2030

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Jun 5, 2023
Property Address	422 E MAIN ST, PRINCETON, KY 42445-1652
Document Number	00D345/497
Book / Page	D345 / 497
Instrument Date	May 24, 2023
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 756, PRINCETON, KY 42445-0756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 S HIGHLAND AVE, PRINCETON, KY 42445-2294

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$487.00 (+97.17%)	$50,000 (+1%)	$50,000 (+1%)
2023	$247.00	$25,000	$25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Princeton Electric, Verizon.

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