422 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 422 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,412 sqft · built 1976
Lot Size	0.257 acres (11,200 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Jun 1988)
Tax Bill	$1,543 (2025)
Deeds & Mortgages	Oct 2023 Transfer Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`639-620-24-00`

Property Details

APN / Parcel Number

Primary APN	`639-620-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	11,200 sqft (0.257 acres)
View / Lot	Ocean
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAR 1 TR PM02685
Legal Subdivision	CITY OF CHULA VISTA
Legal Tract	2685
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	13409

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	422 E J ST, CHULA VISTA, CA 91910-6435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Intrafamily Transfer, Transfer
	Deed of Trust, Mortgage
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 22, 2019	Quit Claim Deed, Transfer OTHER
Feb 22, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 1988 · Amount on Record
Deed Sale	Jun 29, 1988 · Amount on Record
Deed Document Number	1988315188
Last Transfer Date	Oct 10, 2023
Transfer Doc	0000275597
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 11, 2023
Property Address	422 E J ST, CHULA VISTA, CA 91910-6435
Document Number	0000275597
Map Reference	FILE 74-137831
Instrument Date	Oct 10, 2023
Instrument	2023-0275597
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	422 E J ST, CHULA VISTA, CA 91910-6435

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	422 E J ST, CHULA VISTA, CA 91910-6435
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E J ST, CHULA VISTA, CA 91910-6435

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	422 E J ST, CHULA VISTA, CA 91910-6435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E J ST, CHULA VISTA, CA 91910-6435

Mortgage

Document Number	0000055292
Date	Jan 25, 2021
Instrument	2021-0055292

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2019
Property Address	422 E J ST, CHULA VISTA, CA 91910-6435
Document Number	0000064220
Instrument Date	Feb 13, 2019
Instrument	64220
Transaction Type	Transfer
Record Updated	Mar 6, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	422 E J ST CHULA VISTA CA 919106435, CHULA VISTA, CA 91910-6435

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2019
Property Address	422 E J ST, CHULA VISTA, CA 91910-6435
Document Number	0000064219
Instrument Date	Feb 13, 2019
Instrument	64219
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	422 E J ST CHULA VISTA CA 919106435, CHULA VISTA, CA 91910-6435

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$136,612 (+2%) Land $134,686 Building $1,926
2025	$1,543.00 (+5.4%) Homeowner's exemption	$133,935 (+4.04%) Land $132,046 Building $1,889
2023	$1,464.00 (+3.03%) Homeowner's exemption	$128,735 Land $126,919 Building $1,816
2022	$1,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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