Union County property record for 422 E Hwy 218, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,126 sqft · built 1945 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $165,000 (Mar 2020) |
| Tax Bill | $1,034 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Oct 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-189-023 |
| Primary APN | 08-189-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 1,088 sqft |
| 1st Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 232 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 422 E HIGHWAY 218 |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 FAIR |
| Legal Description | #4 PRESLEY OPCP108 |
| Legal Subdivision | MARLENE CARTER SIMPSON PROPERTY |
| Legal Tract | 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 20204 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 422 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Oct 16, 2020 | Intrafamily Transfer, Transfer · Construction Mortgage AMERICAN BANK OF THE CAROLINAS |
| Mar 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on Record |
| Deed Sale | Mar 6, 2020 · Amount on Record |
| Prior Sale | Jul 25, 2016 · Amount on Record |
| Deed Document Number | 20207708 |
| Deed Book / Page | 7603 / 891 |
| Last Transfer Date | Oct 15, 2020 |
| Transfer Doc | 7849180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 422 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000849922 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 8499/22 |
| Instrument | 21032 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 16, 2020 |
| Property Address | 422 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Document Number | 0007849180 |
| Book / Page | 7849 / 180 |
| Map Reference | CAB P FILE 108 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 41983 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 424 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Document Number | 0000041984 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 41984 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 422 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Document Number | 7603911 |
| Book / Page | 007603 / 000911 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 7710 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 E HIGHWAY 218 MONROE NC 281107013, MONROE, NC 28110-7013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 422 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Document Number | 0007603891 |
| Book / Page | 7603 / 891 |
| Map Reference | CAB P FILE 108 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 7708 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 422 E HIGHWAY 218, MONROE, NC 28110-7013 |
| Document Number | 0000007709 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 7709 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 5, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | Other |
| Margin | 1 |
| Max Rate | 9% |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Fairview Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,500 (-) Land $118,000 Building $84,500 | $202,500 (-) Land $118,000 Building $84,500 | |
| 2025 | $1,034.00 (+18.17%) | $202,500 (+52.26%) Land $118,000 Building $84,500 | $202,500 (+52.26%) Land $118,000 Building $84,500 |
| 2023 | $875.00 | $133,000 Land $42,000 Building $91,000 | $133,000 Land $42,000 Building $91,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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