422 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 422 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Jan 2023)
Tax Bill	$2,160 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage May 2017 Sale & Mortgage
APN	`32.110.0390`

Property Details

APN / Parcel Number

Primary APN	`32.110.0390`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	1,120 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 3RD ADDITION LOT-011 BLOCK-018
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 3RD ADDITION
Legal Block	18
Legal Lot Number	11
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2024
Census Tract	670600

Owner

422 E Howard St is owned by a company that bought it in January 2023.

Source: Winona County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	79 E 3RD ST, WINONA, MN 55987-3447
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Warranty Deed, Transfer · Commercial Mortgage WINONA NATIONAL BANK
May 30, 2017	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2023 · Amount on File
Deed Sale	Jan 19, 2023 · Amount on File
Prior Sale	May 30, 2017 · Amount on File
Deed Document Number	2023647227
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jan 19, 2023
Property Address	422 E HOWARD ST, WINONA, MN 55987-4017
Document Number	000A647227
Instrument Date	Jan 1, 2023
Instrument	A647227
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1472, WINONA, MN 55987-7472

Mortgage

Document Number	000A647228
Date	Jan 19, 2023
Instrument	A647228

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 10, 2028

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	May 30, 2017
Property Address	422 E HOWARD ST, WINONA, MN 55987-4017
Document Number	602993
Instrument Date	May 26, 2017
Instrument	602993
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	WINONA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$448.47
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E HOWARD ST, WINONA, MN 55987-4017

Mortgage

Document Number	602994
Date	May 30, 2017
Instrument	602994

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 422 E Howard St was $2,160.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,160.00	$214,100 (+18.75%) Land $40,600 Building $173,500	$214,100 (+18.75%) Land $40,600 Building $173,500
2025		$180,300 Land $40,600 Building $139,700	$180,300 Land $40,600 Building $139,700
2023	$1,592.00 Homeowner's exemption	$173,300 Land $39,000 Building $134,300	$173,300 Land $39,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 422 E Howard St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 E Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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