422 E 5th St, Royal Oak, MI 48067 Property Records

Oakland County property record for 422 E 5th St, Royal Oak, MI 48067 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,374 sqft · built 1994
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Individual Names on File
Last Sale	$424,900 (Feb 2024)
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`72-25-22-153-029`

Property Details

APN / Parcel Number

Primary APN	`72-25-22-153-029`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	744 sqft
Basement Area	378 sqft
Finished Basement	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,615 sqft (0.083 acres)
Lot Depth	1 ft Depth
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Deck Area	24 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	422 E 5TH ST
City	ROYAL OAK
State	MI
Zip	48067-2724
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T1N, R11E, SEC 22 OAKLAND COUNTY CONDOMINIUM PLAN NO 942 FIFTH STREET CONDOMINIUMS UNIT 1, BLDG 1 L 15769 P 245 11-2-95 FR
Legal Range	11E
Legal Township	1N
Legal Section	22
Legal Subdivision	FIFTH STREET CONDOMINIUM
Legal Unit	1
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1019
Census Tract	184400

Owner

Source: Oakland County records · APN 72-25-22-153-029

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Feb 12, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Nov 04, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Nov 18, 2020	Warranty Deed, Transfer PREMIER TITLE AGENCY LLC
Nov 16, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HOWARD HANNA MTG SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2024 · Amount on Record
Deed Sale	Feb 12, 2024 · Amount on Record
Prior Sale	Nov 04, 2022 · Amount on Record
Deed Document Number	202413831
Deed Book / Page	59160 / 351
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E 5TH ST 1, 1, ROYAL OAK, MI 48067-2724

Mortgage

Document Number	20260033900
Date	Mar 20, 2026
Book Page	61036/159
Instrument	20260033900

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 12, 2024
Property Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Document Number	0000013831
Book / Page	59160 / 351
Map Reference	LB 15769 PG 22
Instrument Date	Feb 02, 2024
Instrument	13831
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724

Mortgage

Document Number	0000013064
Date	Feb 08, 2024
Book Page	59156/541
Instrument	13064

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 04, 2022
Property Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Document Number	0000467969
Book / Page	58241 / 715
Map Reference	LB 15769 PG 228
Instrument Date	Nov 02, 2022
Instrument	467969
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$2,962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279W LAKE DR, CADILLAC, MI 49601-1672

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 18, 2020
Property Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Document Number	0000243273
Book / Page	55195 / 561
Map Reference	LB 15769 PG 228
Instrument Date	Oct 26, 2020
Instrument	243273
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$2,984.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 E 5TH ST, 422, ROYAL OAK, MI 48067-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 16, 2017
Property Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Document Number	0000211712
Book / Page	51295 / 00740
Map Reference	LB 15769 PG 228
Instrument Date	Nov 06, 2017
Instrument	211712
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	BANISTERS SETTLEMENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 E 5TH ST, 422, ROYAL OAK, MI 48067-2724

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2750 CASTLEMARTIN CT, OAKLAND TOWNSHIP, MI 48306-4906

Mortgage

Document Number	0000211713
Date	Nov 16, 2017
Instrument	211713

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2032

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 15, 2017
Property Address	422 E 5TH ST, ROYAL OAK, MI 48067-2724
Book / Page	050970 / 000004
Instrument Date	Aug 07, 2017
Instrument	153540
Transaction Type	Construction Loan
Record Updated	Sep 01, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	422 E 5TH ST ROYAL OAK MI 480672724, ROYAL OAK, MI 48067-2724

Mortgage

Document Number	0000153540
Date	Aug 15, 2017
Book Page	050970/000004
Instrument	153540

Lender

Name	HOWARD HANNA MTG SVCS
Type	Mortgage Company
Address	MAYFIELD HEIGHTS, OH 44124

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 14, 2018

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,197.00 (-18.82%) Homeowner's exemption	$212,360 (+42.26%)	$424,720 (+42.26%)
2024	$7,634.00 (+22.91%)
2022	$6,211.00
2018		$149,280	$298,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 397 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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