422 E 5th St, Delta, CO 81416 Property Records

Delta County property record for 422 E 5th St, Delta, CO 81416

Property Summary

Property Type	Mobile Home
Details	3 bd · 1.75 ba · 1,953 sqft · built 1995
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2026)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R014800`

Property Details

APN / Parcel Number

Primary APN	`R014800`
Alternative APN	`345724111001`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,953 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Marblecrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R014800
Street Address	422 E 5TH ST
City	DELTA
State	CO
Zip	81416-2331
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	422 E 5TH ST DELTA 81416 S: 24 T: 15S R: 96W SUBDIVISION: GARNET MESA SUBDIVISION BLOCK: 12 LOT: 1 THRU:- LOT: 4 TOTAL AC 0.344+- GARNET MESA SUBD DELTA BLK 12 LTS 1-4 SEC 24 T15S R96W 6PM BK 305 PG 536 BK 496 PGS 631, 632 & 634 (R394491, 492, 493, 4
Legal Subdivision	GARNET MESA SUBDIVISION
Legal Block	12
Legal Lot Number	1
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2042
Census Tract	965100

Owner

Source: Delta County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 E 5TH ST, DELTA, CO 81416-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Special Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Nov 12, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Feb 18, 1998 · Amount on Record
Deed Document Number	2026767911
Prior Transfer Date	Nov 1, 2025
Prior Transfer Doc	0000764224
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 22, 2026
Property Address	422 E 5TH ST, DELTA, CO 81416-2331
Document Number	0000767911
Instrument Date	May 22, 2026
Instrument	2026767911
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,383.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	422 E 5TH ST, DELTA, CO 81416-2331

Mortgage

Document Number	0000767912,
Date	May 22, 2026
Instrument	2026767912

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELTA CO
Recording Date	Nov 12, 2025
Property Address	422 E 5TH ST, DELTA, CO 81416-2331
Document Number	0000764224
Instrument Date	Nov 1, 2025
Instrument	764224
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	422 E 5TH ST, DELTA, CO 81416-2331

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (+30.96%)	$21,419 (+15.1%) Land $3,125 Building $18,294	$342,696 (+23.38%) Land $50,000 Building $292,696
2024	$788.00 (+3.96%)	$18,609 (-) Land $2,796 Building $15,813	$277,757 (-) Land $41,736 Building $236,021
2023	$758.00 (+55.97%)	$18,609 (+28.48%) Land $2,796 Building $15,813	$277,757 (+33.29%) Land $41,736 Building $236,021
2022	$486.00	$14,484 Land $3,128 Building $11,356	$208,389 Land $45,000 Building $163,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1984–1992)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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