Bay County property record for 422 E 13th St, Panama City, FL 32401
| Property Type | Public School (Administration, Campus, Dorms, Instruction) |
|---|---|
| Details | 1,192 sqft · built 2000 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Company Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 16647-000-000 |
| Primary APN | 16647-000-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,192 sqft Total Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 192 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 435,600 sqft (10 acres) |
| Fence | Fence |
| Cooling System | None |
|---|
| Street Address | 422 E 13TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Public Works |
| Property Type | Public Works > Public School (Administration, Campus, Dorms, Instruction) |
| Local Zoning Code | PC14 |
| Legal Description | 4 4S 14W -187- 69A NE1/4 OF SW1/4 OF NW1/4 LESS PLATTED PORTION LESS EASEMENT ORB304 P |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 1600 |
422 E 13th St, a public works property, is owned by a company and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1130 W 17TH ST, PANAMA CITY, FL 32405-3794 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $1,331,828 Land $1,200,000 Building $131,828 | $1,331,828 Land $1,200,000 Building $131,828 |
| 2023 | Additional exemption filed | $1,333,490 Land $1,200,000 Building $133,490 | $1,333,490 Land $1,200,000 Building $133,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 422 E 13th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 422 E 13th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, T-Mobile.
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