422 Dudley Ave, Georgetown, KY 40324 Property Records

Scott County property record for 422 Dudley Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft
Lot Size	0.196 acres (8,574 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Jul 2018)
Tax Bill	$2,304 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`167-20-023.000`

Property Details

APN / Parcel Number

Primary APN	`167-20-023.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	908 sqft
Basement Area	1,840 sqft
Unfinished Basement	1,840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	8,574 sqft (0.196 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	422 DUDLEY AVE
City	GEORGETOWN
State	KY
Zip	40324-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 54
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1029
Census Tract	40209

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2018	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Jul 6, 2017	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Document Number	2018388473
Deed Book / Page	398 / 706
Last Transfer Date	Aug 8, 2024
Transfer Doc	00D451/654
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1882/190
Date	Feb 11, 2026
Book Page	M1882/190
Instrument	573008

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS TITLE AND STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1623/698
Date	Jul 21, 2021
Book Page	M1623/698
Instrument	439390

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 6, 2018
Property Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527
Document Number	00D398/706
Book / Page	D398 / 706
Instrument Date	Jul 3, 2018
Instrument	388473
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	263 GALLOWAY RD, STAMPING GROUND, KY 40379-9075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527

Mortgage

Document Number	0000388474
Date	Jul 6, 2018
Instrument	388474

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 6, 2017
Property Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527
Document Number	00D388/640
Book / Page	D388 / 640
Instrument Date	Jun 29, 2017
Instrument	371269
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 GALLOWAY RD, STAMPING GROUND, KY 40379-9075

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 14, 2017
Property Address	422 DUDLEY AVE, GEORGETOWN, KY 40324-1527
Document Number	00D384/767
Book / Page	D384 / 767
Instrument Date	Jan 27, 2017
Instrument	365618
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4212 50TH ST, LUBBOCK, TX 79413-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Mail Care Of	INFORMATION SYSTEMS & NETWORKS CORPORATI

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,700 (-)	$258,700 (-)
2025	$2,304.00 (+3.27%)	$258,700 (+5.12%)	$258,700 (+5.12%)
2023	$2,231.00 (+6.7%)	$246,100 (+2.07%) Land $30,000 Building $216,100	$246,100 (+2.07%) Land $30,000 Building $216,100
2022	$2,091.00	$241,100 Land $25,000 Building $216,100	$241,100 Land $25,000 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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