422 Deane Ave, Prince Frederick, MD 20678 Property Records

Calvert County property record for 422 Deane Ave, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,848 sqft · built 1990
Lot Size	0.657 acres (28,632 sqft)
Owner	2 Individual Names on File
Last Sale	$589,000 (Aug 2025)
Tax Bill	$4,129 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-054108`

Property Details

APN / Parcel Number

Primary APN	`02-054108`
Alternative APNs	`2054108` `054108`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,848 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,632 sqft (0.657 acres)
Garage Type	Built-in
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	054108
Street Address	422 DEANE AVE
City	PRINCE FREDERICK
State	MD
Zip	20678-4433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 5R BLK B CHES HGTS
Legal Subdivision	CHESAPEAKE HEIGHTS
Legal Block	B
Legal Lot Number	5R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1025
Census Tract	860502

Owner

422 Deane Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Calvert County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	422 DEANE AVE, PRINCE FREDERICK, MD 20678-4433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · Line of Credit PRINCE GEORGES COMMUNITY FCU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit PRINCE GEORGES COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Prior Sale	Feb 22, 2007 · Amount on File
Deed Book / Page	6771 / 312
Prior Transfer Date	Jan 30, 2007
Prior Transfer Doc	0029400228
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	422 DEANE AVE, PRINCE FREDERICK, MD 20678-4433
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051610106
Date	Mar 20, 2018
Book Page	5161/106

Lender

Name	PRINCE GEORGES COMMUNITY FCU
Type	Credit Union
Address	PITTSBURGH, PA 15201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	422 DEANE AVE, PRINCE FREDERICK, MD 20678-4433
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056130177
Date	Jun 11, 2020
Book Page	5613/177

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	422 DEANE AVE, PRINCE FREDERICK, MD 20678-4433
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DEANE AVE, PRINCE FREDERICK, MD 20678-4433

Mortgage

Document Number	0060140178
Date	Jul 2, 2021
Book Page	6014/178

Lender

Name	PRINCE GEORGES COMMUNITY FCU
Type	Credit Union
Address	BOWIE, MD 20721

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 6, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 422 Deane Ave was $4,129.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,267 (+8.33%)	$428,900 (-) Land $117,700 Building $311,200
2025	$4,129.00 Homeowner's exemption	$367,633	$428,900 Land $117,700 Building $311,200
2023	$3,380.00 Homeowner's exemption	$325,367	$337,000 Land $117,700 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 422 Deane Ave in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Deane Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE HEIGHTS (BAYSIDE FOREST) serves 1,190 people · EPA ID MD0040018
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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