422 Damons Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 422 Damons Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2022)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`454002656858000`

Property Details

APN / Parcel Number

Primary APN	`454002656858000`
Alternative APNs	`48343` `58969`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	300 ft deep x 179 ft wide
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	288 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	58969
Street Address	422 DAMONS TRL
City	MURPHY
State	NC
Zip	28906-9648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12-2 DAMMON MOUNTAIN PROP 1594/1025
Legal Phase	1594
Legal Tract	12
Legal Lot Number	12-2
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1007
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 DAMONS TRL, MURPHY, NC 28906-9648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 21, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	7352
Deed Book / Page	1725 / 248
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	422 DAMONS TRL, MURPHY, NC 28906-9648
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01750/1301
Date	Feb 12, 2024
Book Page	1750/1301
Instrument	598

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 21, 2022
Property Address	422 DAMONS TRL, MURPHY, NC 28906-9648
Document Number	001725/248
Book / Page	1725 / 248
Instrument Date	Nov 1, 2022
Instrument	7352
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 DAMONS TRL, 422, MURPHY, NC 28906-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DAMONS TRL, MURPHY, NC 28906-9648

Mortgage

Document Number	0001725251
Date	Nov 21, 2022
Instrument	1725/251

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	422 DAMONS TRL, MURPHY, NC 28906-9648
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1672/893
Date	Feb 16, 2021
Book Page	1672/893
Instrument	1039

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 31, 2018
Property Address	422 DAMONS TRL, MURPHY, NC 28906-9648
Document Number	01594/1025
Book / Page	01594 / 1025
Instrument Date	Aug 8, 2018
Instrument	04197
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 DAMONS TRL, 422, MURPHY, NC 28906-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 DAMONS TRL, MURPHY, NC 28906-9648

Mortgage

Document Number	04198
Date	Aug 31, 2018
Instrument	04198

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00	$136,770 (-)	$136,770 (-) Land $10,000 Building $126,770
2023		$136,770	$136,770 Land $10,000 Building $126,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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