422 Couch Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 422 Couch Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,146 sqft · built 2020
Lot Size	0.3 acres (13,051 sqft)
Owner	Individual Name on File
Last Sale	$877,800 (Dec 2021)
Tax Bill	$10,262 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24N-52-0918`

Property Details

APN / Parcel Number

Primary APN	`24N-52-0918`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,146 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,551 sqft
Basement Area	34 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,051 sqft (0.3 acres)
Lot Dimensions	174 ft deep x 75 ft wide
Terrain	Below Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	48 sqft
Balcony Area	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	422 COUCH AVE
City	SAINT LOUIS
State	MO
Zip	63122-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	DOERR PLACE & LOT PT 22 LOT 21
Legal Subdivision	DOERR PLACE
Legal Block	4
Legal Lot Number	21
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5006
Census Tract	218300

Owner

422 Couch Ave is owned and occupied by an individual who bought it in December 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Dec 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UMB BANK NA
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 1, 2019	Warranty Deed, Transfer · Line of Credit MIDWEST BANKCENTRE
Feb 14, 2019	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Sep 17, 2020 · Amount on File
Deed Document Number	2021515
Deed Book / Page	25286 / 4155
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0252864155
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417

Mortgage

Document Number	2023112000410
Date	Nov 20, 2023
Instrument	2023112000410

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Dec 22, 2021
Property Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417
Document Number	0252864155
Book / Page	25286 / 4155
Map Reference	MB 10 PG 5
Instrument Date	Dec 15, 2021
Instrument	2021122200515
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	NOT AVAILABLE, NETCO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417

Mortgage

Document Number	2021122200516
Date	Dec 22, 2021
Instrument	2021122200516

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 17, 2020
Property Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417
Document Number	0243284154
Book / Page	24328 / 4154
Map Reference	MB 10 PG 5
Instrument Date	Sep 4, 2020
Instrument	2020091700225
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	ORNTIC ST LOUIS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417

Mortgage

Document Number	2020091700226
Date	Sep 17, 2020
Instrument	2020091700226

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 1, 2019
Property Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417
Document Number	0236361685
Book / Page	023636 / 001685
Instrument Date	Jul 30, 2019
Instrument	307
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	410 CENTRAL PL ST LOUIS MO 631223929, ST LOUIS, MO 63122-3929

Mortgage

Document Number	236361688
Date	Aug 1, 2019
Book Page	023636/001688
Instrument	308

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 14, 2019
Property Address	422 COUCH AVE, SAINT LOUIS, MO 63122-5417
Document Number	0234001970
Book / Page	023400 / 001970
Instrument Date	Feb 1, 2019
Instrument	508
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 COUCH AVE ST LOUIS MO 631225414, ST LOUIS, MO 63122-5414

Tax Assessment & Valuation

The 2025 property tax bill for 422 Couch Ave was $10,262, up 13.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,170 (-) Land $48,010 Building $134,160	$958,800 (-) Land $252,700 Building $706,100
2025	$10,262.00 (+13.79%)	$182,170 Land $48,010 Building $134,160	$958,800 Land $252,700 Building $706,100
2024	$9,018.00 (+1.59%)
2023	$8,877.00 (-2.26%)	$144,460 (+4.42%) Land $34,580 Building $109,880	$760,300 Land $182,000 Building $578,300
2022	$9,082.00	$138,340 Land $34,580 Building $103,760
2021			$728,100 Land $182,000 Building $546,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 422 Couch Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 422 Couch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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